Life Underwriting Updates: Accelerated Underwriting and Statements of Good Health

As Mutual of Omaha carefully reviews our underwriting processes and procedures, which continue to evolve during this current situation, we would like to announce the following changes for Life Underwriting effective immediately. Accelerated Underwriting Program We are increasing the maximum face amount limit to $2 million. Qualifications Requirements: Issue Ages 18-55 Face Amounts: $100,000 – $2,000,000 Available Products: Term Life Answers 10-, 15-, 20- and 30-years, Income Advantage IUL and Life Protection Advantage IUL Speed eTicket (Drop Ticket) process only Use Speed eTicket, our easy drop ticket process to take advantage of this program. Simply submit a drop ticket via
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Categories: COVID-19, Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Important Information on DI, CI and AD Policy Output Procedures

State government social distancing responses change daily, and it is increasingly difficult to know which of our distribution partners have the ability to maintain back office support for policy receipt and delivery. We also understand that any back-office support you have available today may be forced to discontinue tomorrow as the situation continues to evolve. Therefore, as an interim solution, we will begin mailing all Disability, Critical Illness and Accidental Death insurance policies direct to our customers effective April 11, 2020. This change is being implemented with the best interests of our customers and distribution partners in mind to ensure
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Categories: COVID-19, Critical Illness, Disability Income Insurance, Industry News, and Mutual of Omaha (& Affiliates).

Important information from Distribution Compensation

As our Distribution Compensation team members are working remotely due to the Coronavirus, it has given us an opportunity to review some of our processes and modernize our approach with our partners. Effective immediately, if you need to contact broker compensation for any reason, please use the following methods: Phone: 1-800-475-4465 Email: broker.compensation@mutualofomaha.com   NOTE: We are no longer able to receive or process any faxes. Please know we are here to support you and your business. Mutual of Omaha remains fully committed to the industry, to you and our customers. Thank you for your continued trust.   Important information
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Categories: COVID-19, Critical Illness, Disability Income Insurance, Industry News, Life Insurance, Long-Term Care, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Integrity Marketing Group “Inspire” Series | Episode 8

A little inspiration can take you a long way. Join Integrity Co-Founder & CEO Bryan W. Adams for the “Inspire” daily podcast, featuring experienced and talented leaders and guests from Integrity’s family of partners.    “Succeeding Through Change” Episode 8 Ryan Kimble Agent Pipeline President Ryan Kimble discusses strategies to work through changes that will inevitably arise in business.  
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Categories: COVID-19.

Integrity Marketing Group “Inspire” Series | Episode 7

A little inspiration can take you a long way. Join Integrity Co-Founder & CEO Bryan W. Adams for the “Inspire” daily podcast, featuring experienced and talented leaders and guests from Integrity’s family of partners.    “Driving Success While Working Remotely” Episode 7 Guests Kasey Doud & Angie Steadham Integrity leaders Kasey Doud and Angie Steadham provide timely guidance for effective out-of-office work.  
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Categories: COVID-19.

COVID-19: Lapsed Policies and Grace Period Extensions

COVID-19: Lapsed Policies and Grace Period Extensions At OneAmerica, we believe in being there when our customers need us most. We recognize that due to the far-reaching effects of the COVID-19 pandemic, some life insurance policyowners currently may struggle to pay their premiums on time. To help those who have a real need during this time and to address the various state requests and directives, the following procedures are being implemented: For policies that have lapsed If a life insurance policy lapsed AFTER the policyowner’s resident state issued a moratorium on lapses, then: OneAmerica is automatically extending coverage on these
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Categories: COVID-19, Industry News, Linked Benefit/Hybrids, and OneAmerica.

An Update on the Underwriting Impacts of COVID-19

What You Need to Know About the Underwriting Impacts of COVID-19 As we continue to adapt to meet the challenge of the COVID-19 pandemic, our priority is to be there for you and your new and existing clients. That means providing as much flexibility to our underwriting approach as possible, while protecting the financial futures of our in force policyholders. Securing paramedical services helps your clients have the best chance for receiving an offer from OneAmerica. Paramedical Services Though there has been some disruption, paramedical services are still widely available. Our two primary exam companies, ExamOne and APPS Paramedical Services,
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Categories: COVID-19, Industry News, Linked Benefit/Hybrids, and OneAmerica.

Integrity Marketing Group “Inspire” Series | Episode 6

A little inspiration can take you a long way. Join Integrity Co-Founder & CEO Bryan W. Adams for the “Inspire” daily podcast, featuring experienced and talented leaders and guests from Integrity’s family of partners.    “The Power of Advertising & Lead Generation” Episode 6 Guest Dave Thomas ThomasArts Founder and CEO Dave Thomas discusses marketing trends and how they apply to insurance distribution.  
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Categories: COVID-19.

Important LTC Underwriting Update

From the Desk of Marty Johnson Throughout the rapidly evolving pandemic, Mutual of Omaha has been continuously evaluating our underwriting and new business practices to support business continuity, deliver a consistently high level of service, and maintain our financial strength. As a result, effective Thursday, April 16, 2020, we are implementing a temporary change. We will not be accepting LTC applications for individuals age 65 and older. All LTC cases not already approved or issued will be postponed and processed as an incomplete application. We will continue to prequalify applicants 64 and younger. The prequalification will be good for 60
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Categories: COVID-19, Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Now’s The Time To Touch Base With Your Clients – Here’s How!

Now is the perfect time to touch base with clients that may be reconsidering purchasing insurance that keeps them out of the nursing home!  This flexible, easy-to-sell, easy-to-understand plan is available in most states and has only three knock out questions. Watch this short video below or register for our live introduction webinar! Thursday, April 16, 2020 10:00 to 10:30 AM CDT     $150, $300 or $450 maximum daily benefit options! Great cross-selling opportunity and complements our other great products! Available on paper, portal and the GTL e-App! Prescription benefit year maximum of $300 or $600! $40, $80 or
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Categories: Clippings, COVID-19, GoldenCare News, Guarantee Trust Life, Industry News, and Long-Term Care.