We announced earlier this year the Critical Advantage rate decrease of 20% for new customers. Now the rate decrease will be in effect for current policyholders starting on February 1, 2019. The current customers receiving the rate decrease will not have to do anything to get the new rates. Their premiums will be at the new 20% rate cut automatically starting on 02/01/2019. Here is what your clients can expect with the lower rates. Age Current Monthly Rate New Monthly Rates Monthly Savings Yearly Savings 35 $22.81 $18.25 $4.56 $54.72 45 $38.09 $30.48 $7.61 $91.32 55 $59.69 $47.75 $11.94 $143.28
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Great news! DC, MN, NC and SC can offer the products in the Critical Advantage℠ portfolio with a 20% rate cut starting January 1, 2019! Your clients will get the same great coverage for less money, which could mean more sales for you. Check out how much they can save below. Age New Monthly Rate Previous Monthly Rate Monthly Savings Yearly Savings 35 $18.25 $22.81 $4.56 $54.72 45 $30.48 $38.09 $7.61 $91.32 55 $47.75 $59.69 $11.94 $143.28 65 $69.35 $86.69 $17.34 $208.08   This example is a Cancer policy with a $30,000 benefit amount and lifetime coverage. Check out this
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We announced improvements to the Critical Advantage application in July. Now the new app will be approved in Michigan and Pennsylvania starting January 1, 2019. Here are the advantages to the new app. Cancer application Changed the cancer look-back question from lifetime to 10 years Modified look back testing question from 5 to 3 years Only 3 health questions Heart attack and stroke application Changed the heart attack and stroke look back question from lifetime to 10 years Modified look back treatment/testing question from 5 to 3 years Loosened diabetes question Removed high blood pressure question Critical Illness application Changed
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Whether you need tips on selling Critical Advantage℠ or information on benefits, we have the tools you need to be successful. The Guide to Selling Critical Advantage shows you the materials that are available, such as sales ideas, information on quoting systems and an e-App to help your sales process go a little smoother. Download your Guide to Selling Critical Advantage here   If you have any questions, please contact Mutual of Omaha’s Sales Support at (800) 693-6083 or e-email sales.support@mutualofomaha.com.   Guide to Selling Critical Advantage   #goldencareagent #mutualofomaha
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As a reminder, a signed delivery receipt is required for all Cancer, Critical Illness, and Heart Attack and Stroke policies issued in Louisiana, South Dakota and West Virginia. The delivery receipt is included within the policy package and must be signed and returned to the home office within the 30 day delivery period. If the policy was mailed to the agent and we do not receive a delivery receipt within 30 days, we will automatically send a policy and a delivery receipt directly to the customer.   Policy Delivery Receipt Requirement Reminder   #goldencareagent #mutualofomaha
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Great news! AZ, DE, ID, ME, MO and VT can offer the products in the Critical Advantage℠ portfolio with a 20% rate cut starting December 1, 2018! Your clients will get the same great coverage for less money, which could mean more sales for you. Check out how much they can save below. Age New Monthly Rate Previous Monthly Rate Monthly Savings Yearly Savings 35 $18.25 $22.81 $4.56 $54.72 45 $30.48 $38.09 $7.61 $91.32 55 $47.75 $59.69 $11.94 $143.28 65 $69.35 $86.69 $17.34 $208.08   This example is a Cancer policy with a $30,000 benefit amount and lifetime coverage. Check
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