Underwriting Experience Now Enhanced
To improve the underwriting experience for our clients, we’ve removed the APS (Attending Physician Statement) requirement for clients up to age 60 and face amounts up to $2 million.
In addition, the EKG is no longer an age/amount requirement.
Please note: Regardless of age, an APS may still be needed on CareShield business depending on the health history provided in the completed application.
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