NGL LTC Team Update NGL is very excited to announce that Larry Moore will be rejoining NGL as Regional Vice President of Sales, with our Long Term Care division. Larry is very excited to rejoin NGL after a short absence; he brings a wealth of knowledge, years of experience and unwavering enthusiasm for long term care insurance planning. His previous successful tenure with NGL will allow him to immediately integrate into our distribution system, make a positive impact on sales and assisting our business partners with his tenacious approach to driving LTCi sales. Larry’s first day will be Monday, August
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Tax Advantages for Public Safety Retirees Now Listed in LTC Agent Tax Guide
The Long-Term Care Agent Tax Guide has been updated to reflect tax advantages for public safety retirees. This information is located on page 5 of the guide. For public safety retirees, distributions from governmental plans for long-term care insurance can be excluded from gross income. The maximum exclusion from gross income is the lesser of $3,000 or the actual amount paid for insurance in the tax year. As of December 29, 2022, the exclusion from gross income applies whether the premiums are paid to the long-term care insurance carrier or to the retiree. The guide is available for digital download
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How Are GI Disorders Handled in LTC Underwriting?
Understanding how gastrointestinal (GI) disorders are managed in long-term care underwriting is crucial for agents and clients alike. The specific GI disorder, its treatment, and the stability of the condition will determine whether coverage can be offered and the associated rating. Some GI disorders pose an increased risk for future malignancy or involve treatment methods that may impact overall health and the ability to perform daily activities, while others do not. Our underwriting process carefully evaluates each case to provide the best possible coverage options for our clients. Check out our condition-related marketing flyer, Gastrointestinal Issues in LTC Underwriting to
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Medicare Solutions – Omaha Family of Companies
Medicare Supplement: How to Leverage Social Media to Grow Sales – July Webinar Watch the replay of our most recent monthly webinar, and get the answers to the questions that were asked through the Q&A chat. In Case You Missed It: MA Special Election Period Webinar Learn about how a Special Election Period works for Medicare Advantage Plans. Policyholder Summer Newsletter Your clients received the latest policyholder newsletter with a variety of helpful information, tips and reminders. e-App: Bypassing the Medicare Card Number What happens if you don’t have your client’s Medicare number when filling out an
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GTL Voice Verification Experiencing Technical Difficulties
We are currently experiencing issues with the Voice Verification system. We are working on this issue and hope to have it resolved as soon as possible. You can continue to submit applications but will have to complete the verification call at a later time. You may also choose the Digital Signature or Text-to-Sign option for capturing your client’s signature. For assistance, please view the signature guide below. View Digital Signature Guide We apologize for any inconvenience this may cause. We will notify you once this issue has been resolved. Contact GTL’s Sales Support with any questions by texting
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Accident Insurance, Critical Illness, Guarantee Trust Life, Hospital Indemnity Plan, Industry News, Life Insurance, Medicare Supp./Adv., and Short-Term Care.
GTL, Guarantee Trust Life, Guarantee Trust Life Insurance Company, insurance, Recover Cash, Recover Cash STC, Short-Term Care, Short-Term Care insurance, STC, and STCi.
GTL, Guarantee Trust Life, Guarantee Trust Life Insurance Company, insurance, Recover Cash, Recover Cash STC, Short-Term Care, Short-Term Care insurance, STC, and STCi.
Thrivent Receives Three Independent Financial Strength Ratings
AM Best, S&P Global, and Moody’s each affirm the organization’s strong financial profile and performance. Aug 5, 2024 Minneapolis – Thrivent, a Fortune 500 diversified financial services organization, continues to maintain its financial strength and stability, as recognized in three recent rating reports by independent agencies. S&P Global Ratings affirmed its AA+ (Very Strong) long-term issuer credit and financial strength rating on Thrivent and gave the organization a Stable outlook. The rating, which is the second highest of the agency’s 20 rating categories, highlights Thrivent’s distribution force, better-than-peer persistency ratio, strong competitive position and excellent capital adequacy as key strengths.
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The Foundational Plan approach — New Advisor Brochure now available
We’re pleased to introduce a new piece in our 6-step Foundational Plan approach. This advisor-facing brochure is meant to help advisors get comfortable with an easy conversation that is simple and affordable. This two-sided flyer is used in Steps 2 and 3 of the Foundational Plan approach and provides a high-level overview of Extended Care planning and shows sample premiums for a co-funding approach on the back. Consumer versions are currently in state filing and should be available in the near future. Meanwhile, this advisor resource is meant for you to practice this new approach so you’re ready when the
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Thrivent’s brand awareness soars with new Olympics ads
Increasing Thrivent’s brand awareness with new ads airing during the Olympics Thrivent’s newest ads—starring five inspiring Thrivent clients—will air on national TV throughout the Olympics and Paralympics. Watch the ads below to meet the clients who are putting their service and faith into action: Doc Jacobs, a life coach whose supportive relationship with his financial advisor helped him find the confidence to invest in himself and pursue his passion. A.J. and Dee Artis, former college athletes who learned how to bring a champion’s mindset into their family’s financial planning. Ashley and Paul Silber, parents who use Thrivent Action Teams to
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GoldenCare mourns the loss of Regional Director, Jon Randall
On Tuesday, July 30th, our GoldenCare family suffered a terrible loss. Long-time Regional Director and beloved colleague, Jon Randall, passed away suddenly. His personality was among the brightest in our office, always up for jokes and mischief or sharing an incredible story. He was known for making people laugh (or question their own gullibility), but he also had an incredibly big heart, caring for the people around him and putting their needs ahead of his own. The sudden news has had an enormous impact on everyone in our office. Our hearts and prayers go out to the entire Randall family,
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LTC Sales Bonus – Win Yourself a Little Moolah
Mutual of Omaha is kicking off a Long-Term Care Sales Contest beginning August 1, 2024! This is a great opportunity for you to have important conversations about the need for long-term care coverage. Not only will you be helping clients proactively plan for a potential long-term care event, you could earn a cash bonus as well! Applications must be submitted between August 1 – October 31, 2024. Please review the contest flyer for complete rules and qualification information. How to Qualify LTC Sales Bonus – Win Yourself a Little Moolah #goldencareagent #mutualofomaha
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