NAIC Guidelines for Brokerage General Agents in New York

** This is a reminder notification — there is no action required on your part ** To All Brokerage General Agents in New York Following the NAIC Guidelines, Companion Life Insurance Company is required to provide all of its New York producers with information about the expense allocation method used by the company in its illustrations for the state of New York. Please see the paragraph in bold below. Pursuant to the life insurance Illustration Reform legislation adopted in NY, this communication is a reminder to you that Companion Life Insurance Company uses a Generally Recognized Expense Table (“GRET”) to
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Expense Allocation Method in United of Omaha Illustrations

** This is a reminder notification — there is no action required on your part ** Following the NAIC Guidelines, United of Omaha Life Insurance Company is required to provide all of its producers with information about the expense allocation method used by the company in its illustrations. Please look below to see if this information pertains to your state and then, read the paragraph in bold below accordingly. This communication pertains to Illustration Reform states only, which include: AK, AL, CA, CO, CT, DE, HI, IA, IL, IN, KS, KY, LA, MA, MD, ME, MN, MO, MS, MT, NC,
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Advertising Compliance Requirements

Mutual of Omaha has long been committed to ensuring that all advertising materials used to promote our company and our products meet certain criteria as required by government regulations, the NAIC, and our Home Office. Producers are required to obtain permission from the company before advertising on its behalf. Because of our commitment to compliance, we have developed and rely on our Advertising Review system to maintain a system of control over the content, form, and method of distribution of all advertisements of our products and services. If you are looking for advertising materials, please check Forms & Materials on
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Categories: Industry News and Mutual of Omaha (& Affiliates).

Medicare Solutions – Omaha Family of Companies

Medicare Supplement: Upcoming Rate Adjustments View upcoming rate adjustments for various states.   Med Supp Broker Bonus – Increased Up To $250 We’ve increased our Broker Bonus compensation for Med supp sales.   Get Reimbursed With Marketing Credits Earn Marketing Credits on submitted apps and get reimbursed for your business expenses.   Help Your Clients Get Started with Customer Access Help your clients set up Customer Access so they can easily manage their account with Mutual of Omaha.   Dental: Dental Solutions for Your Clients Mutual of Omaha offers flexible Dental options that your clients will smile about.   Prescription
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Categories: Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

CareForward Product Guide Update

CareForward Product Guide Update The product guide has been updated to include information on trust ownership of a CareForward policy (page 8). Download Guide     #goldencareagent #thrivent
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Categories: Industry News, Linked Benefit/Hybrids, and Thrivent.

Customize benefit and premiums to meet future goals

In addition to offering more traditional compounding inflation options of 1, 2, 3 or 5% Compound (Annual Increase Benefits), Thrivent’s traditional LTCi solution also offers a unique buy-up option that allows your client to be in control of their budget and their benefit growth. The Flexible Increase Benefit rider Increases the maximum monthly benefit, available benefit and ancillary benefits on the contract anniversary by 5% compounded annually, without evidence of insurability. This rider may be partnership-qualified, dependent on age, in 20+ states (as long as someone meets partnership buy-up requirements – See grid below for details) Learn more: Thrivent FIB
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Categories: Industry News, Long-Term Care, and Thrivent.

Advanced Markets Minute – November 2022

Protecting Your Greatest Assets for Life Welcome to the Advanced Markets Minute in both print and audio form. Today’s article is called “Protecting Your Greatest Assets for Life.” Listen Now   Most people don’t think of asset protection until they have accumulated some wealth and are faced with a specific threat. But at any point in your clients’ lives they have two significant assets and need to protect them. First, they need to protect their ability to earn an income, and they need to protect what they have built so they can enjoy it in retirement. What if you could
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Long-Term Care Awareness Month Has Come to an End

Long-Term Care is a Year-Round Concern November has come to an end, but that does not mean the need for Long-Term Care insurance disappears. While it is a great month to emphasize the topic, the conversation should be addressed throughout the entire year. Mutual of Omaha has the solutions needed to address these scenarios with our comprehensive LTC product portfolio. Be sure to use our Sales and Marketing Process Brochure as a year-round resource to help facilitate these critical conversations. We sincerely thank you for your efforts this month.     #goldencareagent #mutualofomaha #longtermcare
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).