Look for Mutual of Omaha at a New Year’s Day Tradition

Look for Mutual of Omaha at a New Year’s Day Tradition For the first time ever, Mutual of Omaha will be proudly represented at one of America’s oldest New Year’s Day traditions — the Rose Parade in Pasadena, California. Watch for our Wild Kingdom themed float, which promotes our partnership with RFD-TV, during coverage of the 133rd Rose Parade. The parade begins at 8 a.m. PST on a variety of networks — check your local listings. Learn More About Our Parade Float   #goldencareagent #mutualofomaha #happyholidays
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Categories: Critical Illness, Dental, Disability Income Insurance, Industry News, Life Insurance, Long-Term Care, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Thanks for a Great 2021

Let’s Celebrate a Fantastic Year As we wrap up another great year, we’d like to thank you and your producers for doing business with Mutual of Omaha. We know you have choices when it comes to placing your business and are proud you’ve put your trust in us. Mutual of Omaha remains committed to helping you grow your business. In 2021, we added another dental solution, opened blocks of Med Supp business to help keep rates low and released tools to make it easier for you to do business with us. Here’s a recap of the key initiatives from 2021
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Categories: Critical Illness, Dental, Disability Income Insurance, Industry News, Life Insurance, Long-Term Care, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Choose NGL for your next client

Choose NGL for your next client With a commitment to the Long Term Care insurance marketplace and the dynamic product offering of EssentialLTC, our consumer-oriented competitively priced product, National Guardian Life Insurance Company (NGL) is the right choice for your next client. By assisting your clients with this decision now, you’re helping to prevent long term care expenses from impacting their family down the road. Click on the items below to see how NGL can support your clients’ needs. How does EssentialLTC compare This easy-to read chart compares the premiums and popular product features of NGL’s NGL EssentialLTC product to
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Categories: Industry News, Long-Term Care, and National Guardian Life.

Inforce Long-Term Care Insurance Rate Adjustments Effective March 1, 2022

Mutual of Omaha actively monitors our inforce long-term care business, filing rate adjustments when necessary to ensure we keep our promises to policyholders and remain competitive in the marketplace. We will be implementing the following inforce rate adjustments effective February 1, 2022: Effective Date States Impacted Policy Forms Impacted Benefit Period 2022 Rate Increase 2023 Rate Increase 3/1/2022 Georgia LT50, NH50, HCA, NHA and LTA Non-Lifetime 15% N/A 3/1/2022 Georgia LT50, NH50, HCA, NHA and LTA Lifetime 15% N/A 3/1/2022 Michigan LT50, NH50, HCA, NHA and LTA Non-Lifetime 30% N/A 3/1/2022 3/1/2023 Michigan LT50, NH50, HCA, NHA and LTA Lifetime
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Update on Care Solutions year-end processing

Update on year-end processing for Care Solutions applications, including Washington state business As the end of the year approaches, we want to update you on our progress in responding to the significant influx of new business OneAmerica® received, driven in part by pricing and regulatory changes. We understand the impact that continued processing delays have on your business and in serving the needs of your clients. Our goal is to be transparent in our approach to addressing these challenges and set clear expectations about the experience you and your clients will have in the coming months. All submitted business is
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Categories: Industry News, Linked Benefit/Hybrids, and OneAmerica.

Mutual Income Solutions – Protecting Your Clients’ Mortgages

Your clients rely on their incomes to meet a lot of needs. It’s no surprise that a high percentage of their monthly income goes toward everyday needs – the biggest financial commitment being a mortgage payment. Help your clients understand that disability income insurance protects more than their income – it can protect their lifestyle, including where they live. Learn more about how to position Mutual of Omaha’s disability income insurance product, Mutual Income Solutions, as a solution for mortgage protection in this short video.   Mutual Income Solutions – Protecting Your Clients’ Mortgages   #goldencareagent #mutualofomaha #disability
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Categories: Disability Income Insurance, Industry News, and Mutual of Omaha (& Affiliates).

Mutual Income Solutions – Get to Know the Optional Benefits

Mutual of Omaha’s disability income insurance product, Mutual Income Solutions, builds on Mutual of Omaha’s more than 100 years’ experience providing income protection solutions to our customers. With a maximum monthly benefit of up to $20,000 per month, Mutual Income Solutions provides flexible or customizable coverage to meet your clients’ needs and help protect their lifestyle. When it comes to customization, there are many different ways for you to create a custom solution to meet your client’s needs. From renewability options, to elimination periods, you can view the all the customizable options in the Mutual Income Solutions Product Guide. One
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Categories: Disability Income Insurance, Industry News, and Mutual of Omaha (& Affiliates).

Did You Know? Critical Illness Return of Premium

Our Critical Illness insurance policy includes a built-in return of premium rider. That’s like a money-back guarantee. Premiums they’ve paid minus any policy benefits they’ve received will be refunded to a beneficiary upon their death. They get the coverage they want with the peace of mind they need. Learn how to position the return of premium rider with consumers in this helpful Sales Idea Flyer.   Critical Advantage – A Simple Concept   #goldencareagent #mutualofomaha
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

Critical Advantage – A Simple Concept

Mutual of Omaha’s Critical Advantage products pay a lump-sum benefit upon diagnosis so the insured knows the benefit amount available at claim. The products in the Critical Advantage Portfolio cover a broad range of conditions that affect millions of Americans each year, which means that nearly every client knows someone who has been touched by these conditions. We have multiple tools to help you get to know the products and help you start those important conversations. First, start with the Product and Underwriting Guide to get to know the products and their benefits. Then, take a look at all of
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

LTC Sales Idea: Inflation Protection

Sales Idea Learn how benefits of a standalone LTCi policy can grow with inflation protection. The cost of long-term care services is likely to be higher years down the road when the insured needs care. An optional inflation protection rider allows policy benefits to increase to assist with potential rising costs. Here’s how it works: The current maximum monthly benefit and remaining policy limit increase annually by the percentage the insured selects The increase occurs on each policy anniversary date for the length of time the insured selects – either for the life of the policy or for a limited
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).