Retirement confidence resilient despite pandemic,”

“Retirement confidence resilient despite pandemic,” by Mary Beth Franklin, Investment News Quote:  “Despite a global pandemic, the majority of workers and retirees are more optimistic about their ability to live comfortably throughout retirement than before the Covid-19 outbreak began, according to the 2021 Retirement Confidence Survey released Thursday. … Despite the challenges of 2020, 8 in 10 retirees report that their overall lifestyle is as expected or better than expected. The results are virtually identical to those measured in January 2020 before the pandemic began.” LTC Comment, Stephen A. Moses, President, Center for Long-Term Care Reform: If it’s always darkest before dawn,
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Categories: Clippings and Industry News.

Medicare Solutions – Omaha Family of Companies

Medicare Supplement: Upcoming Rate Adjustments View upcoming rate adjustments in Michigan, Georgia, and Kansas.   New Medicare Supplement Plans in North Carolina and Arkansas Offer your clients in North Carolina and Arkansas new competitive Medicare supplement rates effective April 29, 2021.   Upcoming Rate Adjustments View upcoming rate adjustments in Wisconsin, West Virginia, Nevada, and Minnesota.   Get to Know Sales Professional Access Sales Professional Access is your resource for reporting, downloading materials and more! Learn more.   Why Mutual of Omaha for Medicare Solutions Learn how you can provide a solid foundation for your Medicare clients.   #goldencareagent #mutualofomaha
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Categories: Dental, Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

In-Home Care Providers Must Break Through Barriers to Handle More Long-Term Care Volume

“In-Home Care Providers Must Break Through Barriers to Handle More Long-Term Care Volume,” by Robert Holly, Home Health Care News Quote:  “There are several trends shaping senior care in the United States, with two of the biggest being continued Medicare Advantage (MA) growth and the steady shift of health care into the home. Yet if in-home care operators want to capitalize on those trends, they’ll have to break through traditional payment and operational barriers. That’s particularly true for home-based care entities looking to roll out new care models for patients who would have otherwise gone to skilled nursing facilities (SNFs).”
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Categories: Clippings and Industry News.

Non-covered losses and steep rate increases: New report issues bleak outlook for provider insurance

“Non-covered losses and steep rate increases: New report issues bleak outlook for provider insurance,” by Kimberly Marselas, McKnight’s LTC News Quote:  “The best positioned long-term and senior care providers can expect to see liability insurance rates climb by as much as 30% this year, while those with previous losses and poor venues will face even stiffer hikes, according to a marketplace update from Willis Towers Watson. The international brokerage firm’s spring survey of insurers found rates and plan structures continue to be impacted by both the pandemic and an exodus by many insurers away from the long-term care marketplace.” LTC
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Categories: Clippings and Industry News.

Children’s Whole Life Case Study Flyers

There are several important reasons for parents and grandparents to buy life insurance for their children. It can cover costs associated with an unexpected loss and it can help protect a child’s future insurability. Plus, it’s affordable! Here are some key features of Children’s Whole Life: Available for ages 14 days to 17 years Available in face amounts of $5,000 to $50,000 Simplified application No medical underwriting and limited health questions Rates never increase with age and benefits never decrease Builds cash value Allows additional policies to be purchased in the future without evidence of insurability Use our Protect Future
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Moving fast and changing every minute’: COVID-19 brings increased policy attention to long-term care

“‘Moving fast and changing every minute’: COVID-19 brings increased policy attention to long-term care,” by Kimberly Bonvissuto, McKnight’s Senior Living Quote:  “The coronavirus pandemic has challenged the aging services industry to imagine the unimaginable, including increased attention from policymakers, according to Ruth Katz, LeadingAge senior vice president of public policy and advocacy. … Part of those discussions are on the HCBS Access Act, which seeks to mandate HCBS in Medicaid to create national minimum standards for HCBS, and the WISH Act, which creates a public-private partnership for long-term care financing that considers middle-income older adults.” LTC Comment, Stephen A. Moses,
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Categories: Clippings and Industry News.

Are Your Clients Looking for Accumulation, Protection or Both?

Income Advantage IUL can provide your clients with valuable life insurance protection. It also offers the opportunity to accumulate cash value* for future needs, such as supplementing the client’s retirement income. Teaming an Income Advantage policy up with a term life insurance policy may be an ideal solution for clients who want to plan ahead for retirement, but also have a larger temporary life insurance need. Learn more about how this works by looking at our Satisfy the Need for Accumulation and Protection flyer. It includes: A case study showing how this concept works A comparison of taking income immediately
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Start the LTCi Conversation

Start the Long-Term Care Conversation Three Simple Approaches: Asking these simple questions often is a good way to get people talking about their families, their finances and their plans for the future. Who do you know? “If you’re like most people, you probably know someone who’s needed long-term care services. Maybe you’ve been a caregiver yourself. Either way, you know the emotional, physical and financial toll it can take on the family. Let’s make sure that doesn’t happen to your family.”   What’s your plan? “Most people tell me their plan is to live a long life, but they often
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Are you meeting all your clients’ needs?

Why Do Med Supp Clients Need PDP and Dental? There’s a simple reason … Med supp policies don’t cover prescription drugs. They don’t cover dental services either. So, if your Med supp clients have to purchase a PDP plan from someone, why not from you? And if dental insurance is the most often requested supplemental benefit for Medicare-age customers, why not give your clients what they want? In the April edition of our Medicare Solutions Educational Series, Sales Director Jeremy Grantham discusses how easy it is to add PDP and dental to a Med supp sale. Here are just some
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Categories: Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).