LTC Sales Idea: Return of Premium

If you have clients who don’t want to end up paying premiums for something they may never use, there’s a feature of the policy that can help ease their concerns. Mutual of Omaha Offers Three Return of Premium Options: Add an optional Return of Premium rider to a long-term care policy. Here’s how it works: If the insured dies while the policy is in force, premiums paid minus any policy benefits received by the insured are refunded to the insured’s beneficiary. ROP Benefit ROP Three Times the Maximum Monthly Benefit Less Claims Paid ROP if Death Occurs Before Age 65
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Medicare Solutions – Omaha Family of Companies

Dental: Dental Insurance Applying Made Easy It’s easy to give your clients the dental coverage they need and it starts with the application.   Dental Rate Reduction and Multi-Policy Discount Release Effective in January 2021 our dental products in Pennsylvania will have a 10% rate reduction on our DNT5 product and 15% multi-policy discount when either DNT2 or DNT5 is written with our Med supp policy! Just one more reason to smile!   #goldencareagent #mutualofomaha
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Categories: Dental, Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Simplified Issue Underwriting Quick Reference Guide

The Simplified Underwriting Reference Guide provides you with a quick overview of the underwriting requirements for Indexed Universal Life Express (IULE), Term Life Express (TLE), Guaranteed Universal Life Express (GULE) and Living Promise Whole Life (Final Expense). This downloadable one-page flyer provides the basic underwriting requirements by product, the build chart and a summary of some of the ineligible conditions. You can also download this flyer and other Simplified Issue marketing materials by visiting mutualofomaha.com/simple or by logging into Sales Professional Access (SPA).   If you have questions, please contact your Account Executive or Sales Director.   Simplified Issue Underwriting
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Mass Mutual To Exit Traditional Long Term Care Insurance Market

The traditional long term care insurance arena which once flourished with over 100 underwriters 20 years ago is now down to 9 companies. Mass Mutual has made the decision to stop offering for sale all traditional long term care insurance policies effective January 28th, 2021. Mass Mutual has made the decision to leave the traditional LTC arena due to low traction with sales on its Signature Care 600 policy series released in 2019. This is not surprising news as I thoroughly discussed the non-competitive pricing of the Mass Mutual Signature Care 600 LTC insurance policy series when it was priced
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Categories: Industry News and Long-Term Care.

Good News | GoldenCare’s Priority is Setting You Up for Success

Good News! GoldenCare’s Exclusive Lineup Of Valued Added Tools & Services Did you know that as a GoldenCare agent, you have complementary access to several value-added tools and services, including: Perfect Portfolio of Products Superior, Personal Backend Support Product & Sales Training, Including Specials with LTC Industry Leaders LTC CEO Office, Home and Internet Selling Tools GoldenCare Rewards Program CSG Actuarial Comparison Tools StrateCision Comparison Tools Discounted E & O Coverage Exciting Promotions Featuring Different Products CareOptions Health and Wellness Hub GoldenCare has the tools, services and resources to support your efforts and help you achieve your sales goals! Read
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Categories: GoldenCare News, Industry News, and Long-Term Care.

Watch Now – 2020 Industry Updates On-Demand Video

Our Industry Updates Recording Is Available On-Demand Did you miss GoldenCare’s Industry Updates – 2020 Year-End Grand Finale” webinar presentation yesterday? Due to the overwhelming number of requests, we’re pleased to make the recording of this presentation available on-demand for a limited time. Click here or click the image above to watch it now! Happy Selling and Success in 2021!     Click Here to add additional carriers & products to your appointments. Questions? Call our Marketing Team at 800-842-7799! Don’t forget to subscribe to our News Digest for all the latest announcements from the Top Carriers! Check out GoldenCare
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Categories: GoldenCare News, Industry News, and Long-Term Care.

This is the Consumer Presentation that has Sold MILLIONS in Long-Term Care Insurance

Written for seminars or individuals, this proven presentation has helped thousands make a decision about LTCi coverage.   Thurs, Jan 28, 2021 2:00 PM  to  2:30 PM CST       Questions or help registering? Call the GoldenCare Marketing Team at 800-842-7799! Don’t forget to subscribe to our News Digest for all the latest announcements from the Top Carriers! Check out GoldenCare News  
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Categories: GoldenCare News, Industry News, and Mutual of Omaha (& Affiliates).

Union Security Rate Adjustment – North Carolina

Medicare Supplement Rate Adjustment in North Carolina The following rate adjustments are effective February 1, 2021 for new and in-force business in North Carolina: Lumico Rate Adjustment State Plan A Plan C Plan F Plan G Plan N North Carolina 4.0% 4.0% 4.0% 4.0% 4.0%   Applications signed on or before December 31, 2020 will receive the current rates. Application signed on January 1, 2021, or later, will receive the new 2-1-21 rates. Applications re-dated on or after January 1, 2021 will receive the new 2-1-21 rates. Click to download the new North Carolina Rate Cards   Marketing Materials: For
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Categories: Industry News, Medicare Supp./Adv., and Union Security.

Union Security Rate Adjustment – Iowa

Medicare Supplement Rate Adjustment in Iowa The following rate adjustments are effective February 1, 2021 for new and in-force business in Iowa: Lumico Rate Adjustment State Plan A Plan F Plan G Plan N Iowa 7.0% 6.0% 7.0% 3.0%   Applications signed on or before December 31, 2020 will receive the current rates. Application signed on January 1, 2021, or later, will receive the new 2-1-21 rates. Applications re-dated on or after January 1, 2021 will receive the new 2-1-21 rates. Click to download the new Iowa Rate Cards   Marketing Materials: For your convenience, click on the blue tab
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Categories: Industry News, Medicare Supp./Adv., and Union Security.

Union Security Rate Adjustment – Virginia

Medicare Supplement Rate Adjustment in Virginia The following rate adjustments are effective February 1, 2021 for new and in-force business in Virginia: Lumico Rate Adjustment State Plan A Plan F Plan G Plan N Virginia 4.0% 5.0% 4.0% 0.0%   Applications signed on or before December 31, 2020 will receive the current rates. Application signed on January 1, 2021, or later, will receive the new 2-1-21 rates. Applications re-dated on or after January 1, 2021 will receive the new 2-1-21 rates. Click to download the new Virginia Rate Cards   Marketing Materials: For your convenience, click on the blue tab
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Categories: Industry News, Medicare Supp./Adv., and Union Security.