“Eating Nuts In Your Forties Could Cut Dementia Risk In Later Life, Study Finds”

“Eating Nuts In Your Forties Could Cut Dementia Risk In Later Life, Study Finds,” by Natasha Preskey, Independent Quote: “Eating nuts from mid-life onwards could help stave off dementia as we age, a large-scale study has found. Researchers at the National University of Singapore followed almost 17,000 people from 1993 to 2016, assessing first their diets and, later, their cognitive function. People who began eating nuts in their 40s twice a week or more were more than a fifth less likely to have problems with memory when they were over 60, compared with those who ate nuts less than around once a month.” LTC
Read More

Categories: Clippings and Industry News.

“Promoting the sixth insurance program”

“Promoting the sixth insurance program,” by Wang Qiao, ChinaDaily Quote: “China already has five social insurance programs: elderly care, healthcare, unemployment, work injury and maternity. The government runs the programs, with the individuals and employers paying premiums on a compulsory basis. Four years into the trial run, the long-term care insurance is likely to become the sixth program.” LTC Comment, Stephen A. Moses, President, Center for Long-Term Care Reform: Interesting how most U.S. analysts want to handle long-term care in the same way as the Chinese Communist Party—with compulsory social insurance enforced by government. For more on LTC in China,
Read More

Categories: Clippings and Industry News.

LAUNCH your 2021 Thrivent LTCi Sales!

Thrivent LTCi incentive through 3/31/21 GoldenCare is now offering a producer incentive for business submitted in the first quarter and in-force by 5/31/2021. For Thrivent long term care insurance applications submitted between 1/1/2021 and 3/31/2021 and in-force by 5/31/2021 RULES: For each Thrivent LTCI application submitted during this incentive, you will earn an extra $150 per life (if policy in-force and paid by 5/31/21). There is no cap to this incentive. Incentive will be paid in June 2021, as an additional compensation and 1099 income. This is not a carrier-sponsored incentive. It is promoted independently by GoldenCare. Questions? Contact GoldenCare
Read More

Categories: Industry News, Long-Term Care, and Thrivent.

Helpful How-To Videos for GTL’s e-App

Need help walking through the e-App quoting and application process? Need an overview on the new GTLink or supply ordering? See below for new how-to videos! Are you using the GTL e-App this AEP? Our e-App is your digital assistant for all that you need to sell GTL this AEP! If you need help walking through how to use the e-App or Agent Portal, tap the “Agent Help” button on the login screen. By clicking on the button you will have access to every step-by-step video that addresses the most common questions agents have regarding the e-App.      
Read More

Categories: Critical Illness, Guarantee Trust Life, Hospital Indemnity Plan, Industry News, Medicare Supp./Adv., and Short-Term Care.

How Section 7702 Changes Will Impact the Life Insurance Industry

In this Advanced Markets Minute, we look at the changes that were made to the definition of life insurance under Section 7702 of the Internal Revenue Code. Perhaps some of you have heard about the changes that were made. If you have, you may have even heard that this will allow more money to go into the cash value of life insurance. Or maybe you’ve heard that it is a good thing for whole life insurance. Maybe you’ve heard nothing or are just confused about the whole thing. This article should help you understand the changes and how they affect
Read More

Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Customize a Living Promise Postcard

Living Promise Whole Life Insurance can help ease the financial burden associated with outstanding medical bills, debt and final expenses. It offers your clients affordable premium rates that never increase, no medical exam is required and the policy can’t be canceled as long as premiums are paid and there has been no material misrepresentation. Call Mutual of Omaha’s Sales Support at 1-800-693-6083 to customize our Living Promise rate postcard today!   Customize a Living Promise Postcard   #goldencareagent #mutualofomaha
Read More

Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Medicare Solutions – Omaha Family of Companies

Medicare Supplement: Upcoming Rate Adjustments View upcoming rate adjustments for Iowa and South Dakota, effective March 1, 2021.   New Contact Card is Available Not sure who to contact, at Mutual of Omaha, with your questions? Check out our new, comprehensive contact card!   Dental: Spotlight on Dental- Our Product Only 12% of Medicare supplement clients have dental coverage, yet 87% of that group has their natural teeth? Find out why Mutual of Omaha’s Medicare supplement and Dental plans are better together.   Dental Rate Reductions and Discounts Effective February 1, 2021, New Jersey and Washington will be taking a
Read More

Categories: Dental, Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Cash and Reimbursement… The Best of Both Worlds

MutualCare® Solutions policies give your clients two options on receiving long-term care benefits – cash or reimbursement. Cash Benefit The cash benefit can be used for any services that supports the plan of care. Plus, there is no elimination period to meet before receiving the cash. Reimbursement Benefit After the elimination period is met, the reimbursement benefit allows your client to access covered long-term care services, reimbursed up to the selected amount each month. Best of all, your clients have the flexibility to switch between the cash or reimbursement benefit at any time. For more details on the MutualCare® Solutions
Read More

Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Encourage Customers to Update Their Email on Customer Access

Over the past several years Mutual of Omaha has made a number of enhancements to our customer-facing systems. In doing so, we’ve increased the number of email notifications sent to our customers who have an email address on file. Please encourage customers to provide an email address so they can receive important policy-related communications, including: Payment notification emails: Upcoming automatic deduction Upcoming payment due (if receiving paper billing statements) Payment past due email Payment returned notification (i.e. insufficient funds) New Medicare Supplement Explanations of Benefits available Proxy voting information (Mutual of Omaha customers only; does not pertain to United of
Read More

Categories: Critical Illness, Dental, Disability Income Insurance, Industry News, Life Insurance, Long-Term Care, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

When You Think of Us, Think ‘Age Last Birthday’

Many companies set premium rates based on an applicant’s nearest birthday rather than using their actual age. Using age last birthday can: Save your clients when it comes to premium: The client is paying a premium based on their current age, not on the age they will be. Result in fewer underwriting tests: Underwriting requirements are based on age, so the client may have fewer tests when basing the requirements on the client’s current age. Less tests can help save your clients time. For the best possible rates, be sure you use your client’s date of birth when quoting United
Read More

Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).