SecureCare Funding Source: RMDs Since SecureCare Universal Life’s maximum payment age is now age 80 in most states, this allows older clients to take advantage of longer payment duration options and — potentially — a new premium funding strategy. If a client doesn’t need to rely on required minimum distributions (RMDs) from their qualified accounts for retirement income, they could use their RMDs to fund SecureCare. If you have older clients who are late to the long-term care (LTC) planning game, then this is a sales idea you’ll want in your repertoire! Get the flyer Contact Us Questions? Please
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Happy Holidays from our Lumico family to yours!
Wishing you a warm and wonderful holiday! During this time of year, we’re reminded of how thankful we are for you. We value the partnership we’ve built together, and working with you has brought us joy all year round. We hope you find some time to safely celebrate and enjoy the holidays with your family, friends and loved ones. Cheers to a prosperous and bright 2021! Happy Holidays! Lumico Team Lumico — Insurance Made Clear. #goldencareagent #lumico
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New Jersey Medicare Supplements are Here
Lumico Now Available for Sales in New Jersey! Effective today Lumico will begin accepting new business sales in the state of New Jersey for Medicare Supplement plans. These competitive new rates are among the best in the state while delivering the same great service you have grown accustomed to with Lumico. Remember, visit the agent portal to get started with an e-application today. View the New Jersey Rate Sheet View the Lumico State Availability Map Lumico — Insurance Made Clear. #goldencareagent #lumico
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LTC06UI Rate Adjustments Effective March 1, 2021
Long-Term Care insurance (LTCi) is a core product for Mutual of Omaha, and we intend to remain a key player in this market for years to come. To fulfill this commitment, we actively monitor emerging industry trends and make any adjustments necessary that enable us to keep our promises to policyholders and remain competitive in the marketplace. For this reason, we will be implementing the following rate adjustments effective March 1, 2021: Block of Business Impacted States LTC06UI Delaware For a complete rate history, see the state approval grid on Sales Professional Access. Policyholder Notification Process Policyholders will receive
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LTC04I, LTC04G and LTC06UI Rate Adjustments Effective April 1, 2021
Long-Term Care insurance (LTCi) is a core product for Mutual of Omaha, and we intend to remain a key player in this market for years to come. To fulfill this commitment, we actively monitor emerging industry trends and make any adjustments necessary that enable us to keep our promises to policyholders and remain competitive in the marketplace. For this reason, we will be implementing the following rate adjustments effective April 1, 2021: Block of Business Impacted States LTC04I, LTC04G and LTC06UI Maine For a complete rate history, see the state approval grid on Sales Professional Access. Policyholder Notification Process
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IUL Historical Performance is Now Available for IUL Express
At Mutual of Omaha, our goal is to be as transparent as possible in our IUL renewal rate setting process. That’s why we continue to provide you with our historical index interest rates, as well as our renewal participation rates and caps. These flyers have been available for our fully-underwritten IULS; and, now that IUL Express has been available for a full year and inforce policies are hitting their anniversary, we also have a brand new flyer showing our IUL Express Historical Rates. IUL Express Historical Rate Flyer Income Advantage Historical Rates Flyer Life Protection Advantage Historical Rates Flyer These
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Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).
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Medicare Solutions – Omaha Family of Companies
Medicare Supplement: Upcoming Rate Adjustment View upcoming rate adjustments for Missouri, effective February 1, 2021. January Rate Release View upcoming rate adjustments for New Hampshire, effective January 1, 2021. Plan F Available in Montana Effective December 18, 2020, Plan F is available to sell in Montana. 2021 Marketing Materials Available New copay and deductible marketing materials are now available to order or download. Dental: Dental Rate Reduction and Multi-Policy Discount Mutual of Omaha is offering a rate reduction and multi-policy discount in Washington D.C., effective January 1, 2021. #goldencareagent #mutualofomaha
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Contracting and Appointments Service Level Improvements
We previously notified you that we were experiencing delays in the processing of Contracts and Appointments. As of December 16, 2020, we have significantly reduced our processing times and are currently working on Contracting and Appointment requests that were received between December 11 and December 13. All three of our new training classes have completed training and are actively assisting us in reducing the overall pending work. The team is continuing to work hard to reduce the backlog and is forecasting additional improvements in turnaround times over the coming weeks. Please note there are still delays in receiving criminal records
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Learn the Basics: Living Promise
If you are a new agent or would just like to learn more about Living Promise (Final Expense) Whole Life Insurance, we’ve made it simple for you. We created this quick, informative video to teach you about the product features and some of the selling points of Living Promise. Or to view in a separate window, click here. If you have any questions, please contact your Mutual of Omaha’s Sales Support at (800) 693-6083 or email sales.support@mutualofomaha.com. Learn the Basics: Living Promise #goldencareagent #mutualofomaha
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Help Your Clients Map Their Course to Retirement
Even when your clients have been smart about planning and saving, there are still risks they face during retirement. Some can’t be managed, but others can – with appropriate planning. An Income Advantage IUL policy can help clients by providing life insurance protection today, and options for the future to help clients minimize their retirement risks. Our Map Your Course materials include consumer-facing brochures that will help you cover both the risks and the “how” behind the IUL solution to those risks. They will help you knowledgeably speak to the value IUL brings to retirement planning. The main Retirement Risks
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