Submitting your application online streamlines the application process, so your clients get coverage faster and you get paid sooner. We now offer all the products below on iPipeline e-Application. Products Available on Full e-App IUL Express GUL Express Living Promise Whole Life (Final Expense) Term Life Express Children’s Whole Life Guaranteed ADvantage (Accidental Death) In addition, on IUL Express, GUL Express, Living Promise and Term Life Express we process the application information in real time and provide an instant underwriting decision. Watch the complete training videos below to get full training, or skip to the specific section you need. IUL
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Rate Adjustments Effective October 1, 2020
Long-Term Care insurance (LTCi) is a core product for Mutual of Omaha, and we intend to remain a key player in this market for years to come. To fulfill this commitment, we actively monitor emerging industry trends and make any adjustments necessary that enable us to keep our promises to policyholders and remain competitive in the marketplace. For this reason, we will be implementing the following rate adjustments effective October 1, 2020: Block of Business Impacted States LTC06UI Arizona For a complete rate history, see the state approval grid on Sales Professional Access. Policyholder Notification Process Policyholders will receive
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The Extras on Life Protection Advantage IUL
Life Protection Advantage IUL has competitive long-term no-lapse guarantee premiums. But that’s not all. The product also comes with value-added features that many competitors don’t offer. A Guaranteed Refund Option Rider Unlike many other IULs, qualifying Life Protection Advantage IUL policies come with a premium refund option when clients pay the ‘guarantee to 85’ premium level. With this feature, if your clients no longer need their life insurance coverage, they have seven 60-day windows in which they can surrender their policy and receive their premiums back. A Terminal and Chronic Illness Rider — at no additional cost Life Protection Advantage
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Know the Basics of DI Underwriting
When you are helping clients think about income protection, you should make sure you have theses three essential pieces of information to share with underwriting. Occupation — You need to know your client’s occupation to help underwriters know the level of risk associated with the job Medical History — Knowing your client’s medical history can help underwriters make accurate and quick decisions Income — Your client’s income is the primary factor in determining the right maximum benefit amount To learn more, view the underwriting basics flyer. Know the Basics of DI Underwriting #goldencareagent #mutualofomaha
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Quotes on the Go
Quotes on the Go — Try our Mobile Application Today! Mutual of Omaha’s mobile app is available for all Android and Apple devices and allows you to customize the view to the products that you sell including Priority Income Protection. Producers can customize the product view to products you sell. Download the app today → If you have any questions, please contact your Mutual of Omaha’s Sales Support at (800) 693-6083 or email sales.support@mutualofomaha.com. Quotes on the Go #goldencareagent #mutualofomaha
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Critical Advantage Incentive Contest
Try our Critical AdvantageSM portfolio this summer and we’ll treat you to something cool! Send us two or more Critical Advantage application in any combination. The more, the better. Applications must be submitted and placed between July 1 and August 31, 2020. Here’s What You Can Earn 2-4 applications: $150 5-7 applications: $200 8-10 applications: $250 11+ applications: $500 So what are you waiting for? View contest details here. Critical Advantage Incentive Contest #goldencareagent #mutualofomaha
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Preparing for the Health Interview
Preparation is the key to a successful health interview. You just completed a long-term care application. Before you head out the door, make sure your clients know what happens next. Preparing clients for the underwriting process can go a long way toward ensuring their applications get issued. Why? An interviewer may mistakenly assume confused applicants have cognitive issues that make them uninsurable. In reality, an applicant may simply be distracted or not fully prepared to answer questions about their health, their doctors and their medications. Mutual of Omaha has a handy leave-behind brochure you can use to walk your clients
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LTC Sales Idea: Inflation Protection
There’s no one-size-fits-all long-term care insurance policy. Instead, you and your clients tailor a policy to meet their unique needs. That means they can select from a variety of optional benefits, like an inflation protection rider that allows policy benefits to grow over time. Historically, the cost of long-term care services has increased approximately 5 percent per year, and that trend is expected to continue. Adding an inflation protection rider is a good way to ensure the policy your clients purchase today provides adequate coverage 20 years down the road when they’re likely to need care. Read how it works
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Medicare Solutions – Omaha Family of Companies
Medicare Supplement: Upcoming Rate Adjustments-AL, GA, IL, IN, IA View upcoming rate adjustments for the states of Alabama, Georgia, Illinois, Indiana, and Iowa. 2020 Brokerage Health Webinar Series-Why Med Supp Clients Need Cancer Insurance Kyle Gardner, Sales Director for Mutual of Omaha’s Critical Illness, will walk you through the importance of adding Cancer Insurance to your Medicare supplement client’s portfolio. Med Supp Policyholder e-Newsletter Learn about the Quarter 3 e-Newsletter, that will be distributed to Medicare supplement policyholders, the month of July. 5 Tips for Conducting Business Online Check out these helpful tips to assist you in
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California Fair Claims Settlement Practices Regulation
The state of California requires that insurers communicate standards for the prompt handling of claims to all individuals that may be in contact with our customers and could receive notice of a claim. On an annual basis, the company’s Chief Compliance Officer must certify compliance with the California Fair Claims Settlement Practices regulations. Although you do not process claims, you play a very important role in supporting the Claims area to meet the standards set by California. This communication is intended to serve as a reminder of the California requirements, which state: Upon receiving notice of claim (written or oral)
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