Holiday Telephone Solicitation Bans for August 2020

Please be aware of the following US holiday telephone solicitation bans for the month of August 2020: On August 10, 2020: Rhode Island prohibits unsolicited marketing calls to residents in observance of Victory Day. On August 30, 2020: Louisiana prohibits unsolicited marketing calls to residents in observance of Huey P. Long Day. Holiday Telephone Solicitation Bans for August 2020   #goldencareagent #mutualofomaha
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Categories: Industry News and Mutual of Omaha (& Affiliates).

EssentialLTC new rate calculator demo

Rate calculator demo available Last month we launched a new, easy-to-use rate calculator. Watch the short demo on how it works by clicking here or the video below. To start using the new rate calculator, click here. Don’t forget to bookmark the link so you can easily use it. Rate calculator features: 1-page quick quote output that can be given to your prospect. No login required to use rate calculator. Optimized for mobile device or tablet use. Provides on-screen images as you input the plan design. Please note: The rate calculator was not designed to be a full illustration or
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Categories: Industry News, Long-Term Care, and National Guardian Life.

Genworth to distribute newsletter to LTC Policyholders

Mailings to begin in July 2020 Genworth will begin mailing a newsletter to LTC policyholders in July 2020 with information and updates including: A message from our CEO New solutions for common caregiver problems Update on global expansion Premium rate increase explained Policy and service questions To view a copy of the newsletter, click here.   Genworth to distribute newsletter to LTC Policyholders   #goldencareagent #genworth
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Categories: Genworth, Industry News, and Long-Term Care.

Good News | Without Further Ado: LTC vs Hybrid Video Now Available

Our “LTC vs Hybrid – The Gloves Are Coming Off!” presentation was a huge hit! Furthermore, agents in attendance had such positive feedback, saying the topic matter was thought-provoking, eye-opening, and had the potential to turn the Hybrid market on its head! With so many requests, we wanted to make this recording available to everyone too! Click here or click the image below to access: What are agents saying? “[My agent] called me singing your praises.” – Harry Crosby, SC “People REALLY need to hear and see this.” – George Braddock, FL “Jeff’s LTC vs Hybrid webinar was brilliant!” –
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Categories: GoldenCare News, Industry News, and Long-Term Care.

“Pandemic-Driven Change: 60 Seconds with Steve Monroe”

“Pandemic-Driven Change: 60 Seconds with Steve Monroe,” by Steve Monroe, The Senior Care Investor Quote: “I remember in April talking to a few industry professionals (you know who you are) who thought this ‘coronavirus thing’ would be mostly history by July. So did President Trump. The problem is, hope is never a good business plan. I took the unpopular opinion back then that it was going to be a long, tough slog for the industry. I wish I had been wrong. “Because of the pandemic, there have been all sorts of news stories about what is going to happen to
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Categories: Clippings, Industry News, and Long-Term Care.

“Older adults excluded, underrepresented in clinical trials for COVID-19”

“Older adults excluded, underrepresented in clinical trials for COVID-19,” by Emma Stefanutti, The Stanford Daily Quote: “Older adults are routinely excluded from participating in COVID-19 clinical trials, according to a preliminary study at Harvard Medical School. The Daily interviewed Marina Martin, an assistant professor and section chief of Geriatric Medicine at Stanford Medicine, to learn about the implications of elderly underrepresentation in clinical trials, particularly for a virus that sees 8 of 10 deaths occurring in adults over the ages of 65. … Martin noted that elderly underrepresentation in trials may lead to inaccurate data and additionally worsen crisis conditions for older adults,
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Categories: Clippings, COVID-19, Industry News, and Long-Term Care.

“Take the insurance coverage and risk COVID-19?”

“Take the insurance coverage and risk COVID-19?,” by Amy Novotney, McKnight’s Senior Living Quote: “The pandemic is forcing many older Americans to make a choice between abandoning the long-term care benefits they’ve paid for over the years or face increased risk of contracting COVID-19. According to an analysis in Bloomberg Tuesday, Credit Suisse in June predicted more lapsed long-term care insurance policies and fewer claims as a result of concerns that moving into a nursing home or bringing a caregiver into one’s home could increase policyholders’ potential virus exposure.”   LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform):
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Categories: Clippings, COVID-19, Industry News, and Long-Term Care.

“Ten Targets for Reducing Alzheimer’s Risk”

“Ten Targets for Reducing Alzheimer’s Risk,” by Judy George, MedPageToday Quote: “Ten risk factors appeared to have a significant effect on developing Alzheimer’s disease, many of which could be targeted with preventive steps, a meta-analysis suggested. … The suggestions pinpointed 10 risk factors with Class 1 Level A strong evidence, they wrote in the Journal of Neurology, Neurosurgery & Psychiatry: Diabetes Hyperhomocysteinemia Poor BMI management Reduced education Hypertension in midlife Orthostatic hypotension Head trauma Less cognitive activity Stress Depression” LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform): Good news: you can reduce dementia risk. Bad news: it
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Categories: Clippings, Industry News, and Long-Term Care.

“Now Available: 2019 Profile of Older Americans’”

“Now Available: 2019 Profile of Older Americans,” Administration for Community Living Quote: “The Profile of Older Americans is an annual summary of the available statistics related to the older population in the United States. Principal sources of data are the U.S. Census Bureau, the National Center for Health Statistics, and the Bureau of Labor Statistics. The Profile illustrates the shifting demographics of Americans age 65 and older. It includes key topic areas such as income, living arrangements, education, health, and caregiving. This year’s report includes special sections on obesity as well as aerobic activity and muscle-strengthening activities.” LTC Comment (from
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Categories: Clippings, Industry News, and Long-Term Care.

“Elderly who distinctly smell roses, paint-thinner or lemons ‘have half the risk of dementia’”

“Elderly who distinctly smell roses, paint-thinner or lemons ‘have half the risk of dementia‘,” by Alexandra Thompson, Yahoo! News     Quote: “Elderly people who really can smell the roses may have a lower risk of dementia, research suggests. Scientists from the University of California, San Francisco (UCSF), followed 1,800 people in their seventies for up to 10 years. They found those who retained good sensory function – including being able to identify the scent of roses, paint-thinner and lemons – were up to half as likely to develop the memory-robbing disease.” LTC Comment (from Stephen A. Moses, President, Center
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Categories: Clippings, Industry News, and Long-Term Care.