Read Full GoldenCare Newsletter, February 3, 2020 Edition In this GoldenCare Newsletter Edition From GoldenCare: Diversify your portfolio for greater sales success! Join us for product and sales live and prerecorded training. Stay up-to-date on all the latest and greatest in the industry. For a list of current topics and to get in on the discussion Click Here. Update Your Contracts LTCCEO Updates: Be sure you’ve got the latest version! Double click “Check for Updates” on your desktop to receive the latest update or call us at 800-842-7799! Happy Selling! Current Promotion: Check back for our next exciting promotion!
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“Flu more deadly for U.S. seniors than coronavirus, say doctors”
“Flu more deadly for U.S. seniors than coronavirus, say doctors,” by Alicia Lasek, McKnight’s LTC News Quote: “The coronavirus currently plaguing China and spreading global fears has been particularly deadly for elderly people with pre-existing health conditions. Yet it is not nearly as menacing as seasonal flu, physician specialists recently told Kaiser Health News. Influenza rarely gets the sort of attention that 2019 Novel Coronavirus is getting, even though it kills more Americans each year than any other virus, the doctors pointed out. Familiarity breeds indifference, one physician reminded the news outlet.” LTC Comment (from Stephen A. Moses, President, Center for
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Clippings, Industry News, and Long-Term Care.
Driver’s License Scanner now on the GTL Apple e-App!
Now Available for GTL’s Apple e-App Speed up the application process by automatically filling in your applicant’s information using the new Driver’s License Scanner! Currently available for Apple devices. Android availability coming soon. If you have an Apple device, please update your GTL e-App to see this new functionality. How to Use Step 1 Once you start a new quote, tap the license icon to the right of the name fields. Step 2 Center the red bar horizontally over the back bar code of the applicant’s license. When the scan is completed, please verify that the automatically filled information is
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Tax Bracket Risks Brochure Updated for 2020
When tax season arrives, your clients are likely thinking about the past year and the one ahead. But it’s also a good time to talk about the future and their tax situation when they retire. A properly-funded Income AdvantageSM IUL policy is a good way to help your clients plan ahead and minimize their tax risks in retirement. Our newly updated Tax Bracket Risks brochure for 2020 can help you explain the advantages of an IUL policy to your clients. This updated brochure can be ordered through your normal supply channels beginning Friday, January 31, 2020. If you have
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Important Dates: New LTC Compensation and Policy Dating Processes
We are making changes to how we process applications and issue your LTC policies. Here are some key dates to remember. February 23, 2020 The following will apply to all applications signed on and after 2/23/2020: Policies issued will be effective on the date of issue. Regardless of selection, date of application will no longer apply. Initial premium will no longer be accepted with application. If a check is mailed along with the application, the check will be returned to the applicant. If a check is mailed separately to the lock box, the check will be cashed, and a refund
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MutualCare® Solutions Product Guide Update
The MutualCare® Solutions Product Guide has been updated to reflect the new processes effective February 23, 2020. Updated sections include: “Completing the Application” section has been updated to reflect the following changes: We have removed “Date of Application (Initial Premium Required)” as a policy effective date option Initial premium will no longer be accepted (no longer accepting cash with application) Temporary insurance agreements and conditional receipts will no longer be available “Administrative Handling” section has been updated to reflect the following changes: Added post issue requirement premium submission mailing address Oklahoma has been added as a Pre-Appointment state View the
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The Critical Advantage® Portfolio of Products Are a Perfect Fit
Products in the Critical Advantage Portfolio may be the missing piece to help build your business. With the quick quoting options to the simplicity of the underwriting, Critical Advantage products are a perfect fit for you and your clients. The Critical Advantage Portfolio includes Critical Illness insurance, Cancer insurance & Heart Attack/Stroke insurance. Most of us know someone who has been diagnosed with one or more of the covered conditions, so the need for these products is great. All products in the portfolio offer: Benefits paid direct to insured Competitive rates No reduction of benefits at any age To see
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Give Your Clients Credit using Our Fit Underwriting Program
Our Fit Underwriting Program offers your clients the potential for a better rate class and a lower premium. Here are some examples of what it means to be physically or financially fit. Great family history — no deaths from any disease prior to age 70 Optimal blood pressure control (treated or untreated) with an average of 135/85 or better Preferred or better build, ages 18-60; Standard Plus or better build, ages 61-75 Regular preventative medical care and compliant follow-up for treated impairments (within the past 12 months) Income > $100,000, or net worth > $1,000,000 Preferred or better driving record
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SureBridge New DVH Product In MT, NC, VA & POS Tool Updates
SureBridge Products Releasing on Friday, January 24 • Prime DVH* — MT, NC, VA Please refer to the Supplemental Product & UW Guide, training guide, and brochures on the Broker Portal for product details. See our chart for SureBridge product availability by state. * Prime DVH Training To best serve our customers, please complete the Prime DVH training module prior to selling this product. To verify that you have completed the course, click on the “Training” tab from the Home page of your Broker Portal. Next, click on the “SureBridge University” button under LINKS on the right side of
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Dental, Industry News, and SureBridge.
Dental, Dental Vision Hearing, DVH, hearing, insurance, SureBridge, and vision.
Dental, Dental Vision Hearing, DVH, hearing, insurance, SureBridge, and vision.
IUL Max Illustrated Rate Change
Effective February 1, 2020, the IUL maximum illustrated rates in WinFlex Web will increase as follows: Income Advantage IUL: 100% Participation Rate with 11% Cap: Increasing from 6.58% to 6.62% 140% Participation Rate with 8% Cap: Increasing from 5.33% to 5.36% 60% Participation Rate with No Cap: Increasing from 6.58% to 6.62% Life Protection Advantage IUL: 100% Participation Rate with 10% Cap: Increasing from 6.13% to 6.16% 140% Participation Rate with 7% Cap: Increasing from 4.72% to 4.74% 50% Participation Rate with No Cap: Increasing from 5.76% to 5.80% IUL Express: 100% Participation Rate with 10% Cap: Increasing from 6.13%
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