Good News | Critical Advantage: New Policy Delivery Options & Updated Materials

Critical Advantage: New Policy Delivery Option & Updated Materials Effective January 20, 2020, Mutual of Omaha applications for Critical Advantage plans will include an option for the policy to be mailed directly to your customers. Also, Mutual of Omaha redesigned the Critical Advantage marketing materials, and made them available beginning today! Click each link below for additional details: Update on Policy Delivery for Critical Advantage Customers Updated Critical Advantage Portfolio Material is Coming       Questions? Call the GoldenCare Marketing Team at 800-842-7799! Don’t forget to subscribe to our News Digest for all the latest announcements from the Top
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Categories: GoldenCare News, Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

GoldenCare Newsletter | January 20, 2020

Read Full GoldenCare Newsletter, January 20, 2020 Edition In this GoldenCare Newsletter Edition From GoldenCare:   Diversify your portfolio for greater sales success! Join us for product and sales live and prerecorded training.  Stay up-to-date on all the latest and greatest in the industry.    For a list of current topics and to get in on the discussion Click Here. Update Your Contracts LTCCEO Updates: Be sure you’ve got the latest version!  Double click “Check for Updates” on your desktop to receive the latest update or call us at 800-842-7799! Happy Selling! Current Promotion: Check back for our next exciting promotion!
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Categories: GoldenCare News, Guarantee Trust Life, Industry News, Kemper, Long-Term Care, Mutual of Omaha (& Affiliates), and Transamerica.

“What The 2020s Have In Store For Aging Boomers”

What The 2020s Have In Store For Aging Boomers,” by Judith Graham, Kaiser Health News   Quote: “Within 10 years, all of the nation’s 74 million baby boomers will be 65 or older. The most senior among them will be on the cusp of 85. Even sooner, by 2025, the number of seniors (65 million) is expected to surpass that of children age 13 and under (58 million) for the first time, according to Census Bureau projections. … What lies ahead in the 2020s, as society copes with this unprecedented demographic shift? I asked a dozen experts to identify important trends.
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Categories: Clippings, Industry News, and Long-Term Care.

“NAIC Prepares to Collect State-by-State LTCI Rate Data”

“NAIC Prepares to Collect State-by-State LTCI Rate Data,” by Allison Bell, ThinkAdvisor   Quote: “State insurance regulators are getting ready to collect data that could shape a dispute over how some states handle requests for long-term care insurance (LTCI) rate increase requests. The National Association of Insurance Commissioners (NAIC) says it plans to pay a contractor $110,000 to collect detailed, state-by-state LTCI rate information. The contractor will begin developing the LTCI rate ‘data call,’ or questionnaire, in February, according to a data call project impact statement posted on the NAIC’s website. A link to the LTCI rate data call fiscal impact
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Categories: Clippings, Industry News, and Long-Term Care.

“There are at least 4 different ways of aging, scientists say”

“There are at least 4 different ways of aging, scientists say,” by Erika Edwards, NBC News   Quote: “Anyone who has attended a class reunion has seen firsthand that people age in different ways. Some former classmates appear to have aged a century within just a few decades, while others look just as they did fresh from 11th grade English class. Now, a study published Monday in Nature Medicine takes a deeper look at what’s going on at a molecular level, offering a possible explanation for why we age differently, and raising the tantalizing possibility that we could one day have an impact
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Categories: Clippings, Industry News, and Long-Term Care.

“40% of Older Americans Rely Solely on Social Security for Retirement Income”

“40% of Older Americans Rely Solely on Social Security for Retirement Income,” by National Institute on Retirement Security, Advisor Magazine   Quote: “Only a small percentage of older Americans, seven percent, receive income from Social Security, a defined benefit pension, and a defined contribution account. Retirement income from these three sources is widely considered to be the ideal situation to ensure retirement security, particularly for the middle class. Retirees with these three sources of income are far less likely to face poverty and economic hardship. A new report also finds that a large portion (40 percent) of older Americans rely only
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Categories: Clippings, Industry News, and Long-Term Care.

NEW! Flex pay fee now removed

NEW! Flex pay fee now removed At Securian Financial, we’re always looking for ways to help provide a good client experience. That’s why we are excited to announce the following: Effective January 2, 2020, we will no longer be charging clients a fee, to make a life insurance payment over the phone or on the eService Center   Contact Us Questions? For any related questions, please contact our Enterprise Contact Center at (800) 643-5728.   NEW! Flex pay fee now removed  (Login required)   #goldencareagent #minnesotalife #securian
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Categories: Industry News, Life Insurance, and Securian.

Our IUL Philosophy: Simplicity and Transparency

Simplicity: One of the things that sets our Life Protection IUL and Income Advantage IUL products apart are their simplicity of design. At United of Omaha, we do not believe that you need fancy (and oftentimes confusing) crediting strategies in order to offer your clients upside potential. By using only one index and a straightforward, annual point-to-point crediting method, our products are easier for you to explain to your clients. Our IUL Portfolio Flyer provides you with an overview of how our two IUL products work and the client-friendly features that differentiate our products.   Transparency: At United of Omaha,
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Holiday Telephone Solicitation Bans for the Month of February 2020

Please be aware of the following holiday telephone solicitation bans for the month of February. On Monday, February 17, 2020: Alabama, Louisiana, Mississippi, Pennsylvania, Rhode Island, and Utah prohibit unsolicited marketing calls to residents in observance of Presidents Day On Tuesday, February 25, 2020: Alabama and Louisiana prohibit unsolicited marketing calls to residents in observance of Mardi Gras Holiday Telephone Solicitation Bans for the Month of February 2020   #goldencareagent #mutualofomaha
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Categories: Industry News and Mutual of Omaha (& Affiliates).

Updated LTCi Tax Advantages Flyers

A unique advantage of traditional LTCi is the tax benefits it offers to your clients. The LTCi tax advantages flyers are now updated with the 2020 eligible deduction amounts. Let your clients know buying a traditional long-term care insurance policy from Mutual of Omaha offers tax advantages. Also, if you have clients that are small business owners, there may be significant tax savings if they use business dollars to purchase long-term care insurance. The flyers are now available for immediate download on forms and materials. Click below to view/download directly: 2020 Consumer Tax Guide 2020 Small Business Tax Guide If
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).