“Marc Hebert: NH among states with Long-term Care Partnership policies”

“Marc Hebert: NH among states with Long-term Care Partnership policies” by Mark A. Hebert, New Hampshire Union Leader “Though Medicaid covers long-term care expenses for some people, the program has very strict eligibility requirements when it comes to distributing benefits. … On the financial side of the eligibility criteria, certain asset and income limits must be met. Individuals must ‘spend down’ their assets in order to become eligible. Keep in mind that states set some of their own eligibility requirements and that states have the right to be reimbursed from a recipient’s estate for any Medicaid payments made on his
Read More

Categories: Clippings, Industry News, and Long-Term Care.

Care Solutions News, May 2019

Quick reads Annuity Care connections: Seasons change, reasons change Think about clients with existing annuities. Do they depend on all of their annuities for retirement income? If not, you could reposition an annuity using Annuity Care and move their money from tax-deferred to tax-free for LTC. Help clients reassess their existing annuities today with these resources: Connect with clients using our new Care Solutions Annuity video. Rest assured that the OneAmerica® commitment to stewardship through financial strength allows clients and their families to focus on care, not costs. Help clients understand the benefits the Pension Protection Act offers for extended
Read More

Categories: Industry News, Linked Benefit/Hybrids, and OneAmerica.

Stay informed and get paid faster!

NEW CUSTOMER SERVICE CONTACT, MYGILICO.COM, AND COMMISSIONS PROCESSED DAILY   We have three service developments we’re excited to share! ONE:  Our Customer Service team has new contact info: 833-4GILICO (833-444-5426) from 7:30 am to 5:00 pm CST. TWO:  Your and your clients can now access account values and policy details online at mygilico.com. Register at www.mygilico.com to create your account and password. Click here for step-by-step instructions. if you are an agency, call 833-4GILICO (833-444-5426) to set up your agency portal. THREE:  Commissions are now processed DAILY! After each nightly cycle, the commissions should hit your account within three business
Read More

Categories: Guaranty Income, Industry News, and Linked Benefit/Hybrids.

Critical Advantage New Hampshire Sales Notification

IMPORTANT: Effective immediately, all sales of Critical Advantage in New Hampshire are suspended. Any NH applications signed after May 29, 2019 will not be accepted. This change impacts NH only, no other states are impacted. If you have any problems or questions, please contact Mutual of Omaha’s Sales Support at (800) 693-6083 or e-mail sales.support@mutualofomaha.com.   Critical Advantage New Hampshire Sales Notification   #goldencareagent #mutualofomaha
Read More

Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

Personal History Interview Extended Hours Update

Our Client Interview team completes the Personal History Interview (PHI) for our Fully Underwritten Life, Living Promise, Term Life Express, Fully Underwritten DI, Priority Income Protection, and Critical Advantage products. Since we extended our Client Interview operating hours in March we have exceeded our expectations for speeding up the PHI process. So far, we have seen a reduction in lead time to complete a PHI – it now takes an average of just over 2 days! We also now show over 50% of PHI’s are being completed in the first week. The faster the PHI is completed, the faster your
Read More

Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Have you tried the Critical Advantage℠ e-App?

The Critical Advantage e-App is the best way to submit your applications. Here are a few reasons why. our applications are completed in good order You’re always using correct forms It allows for e-signature email, e-signature face-to-face or wet signature Provides a paperless “green” experience Has visuals to indicate your progress and prompts you for missing information Answers to questions reveal only the additional questions your client needs to answer Simple e-signature process Auto-save functionality Dashboard shows all your pending applications To get started using the e-App, download the Quick Start Guide. If you have any problems or questions about
Read More

Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

Medicare News – Omaha Family of Companies

Medicare Supplement: Upcoming Med Supp Rate Adjustments Please view the upcoming rate adjustments in MO, ND, NV and WV.   Medicare Supplement Conference Last Chance Reminder Come visit us at the Mutual of Omaha booth and speak with one of our sales directors. Let us help you grow your Medicare business.   Top 10 Med Supp Underwriting Tips Webinar Tune in to hear Tim Ahlgren, Director of Med Supp Underwriting, discuss his top 10 underwriting tips that will help you and Mutual of Omaha collectively meet the needs of your clients.   #goldencareagent #mutualofomaha
Read More

Categories: Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Memorial Day Office Closing 2019

Mutual of Omaha and its affiliates (United of Omaha and United World) will be closed on Monday, May 27th for Memorial Day. Below are the cut-off dates and times and the adjusted pay schedules. Holiday Pay Calculation Schedule Med Supp E-App & All Life Cutoff 3:00 PM Health Cutoff 3:00 PM Long Term Care Cutoff 3:00 PM Direct Deposit (EFT) Available Memorial Day, Monday 5/27/2019 Tuesday 5/28/2019 Tuesday 5/28/2019 Friday 5/24/2019 Friday 5/24/2019 Friday 5/31/2019   Weekly and holiday pay schedules are also available on the Sales Professional Access (SPA) website. If you have any questions, please contact your Sales
Read More

Categories: Accident Insurance, Critical Illness, Disability Income Insurance, Industry News, Life Insurance, Long-Term Care, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Good News | Now Available: 2018 Cost of Care Data to Support Your LTCi Sales

  LTC Cost of Care Tools Updated With 2018 Data We’ve seen a 650% increase in long-term care costs over the past 14 years. As you’ll see in Mutual of Omaha’s updated Cost of Care Study, prices continue to rise in every US state, for every level of care. Having the latest Cost of Care data helps to establish the need for long-term care insurance, but it can also provide peace of mind in knowing their policy will effectively cover those costs. View Mutual of Omaha’s Cost of Care Study View the Cost of Care Calculator With these statistics, the
Read More

Categories: GoldenCare News, Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

GoldenCare Newsletter | May 20, 2019

In this GoldenCare Newsletter Edition From GoldenCare: Diversify your portfolio for greater sales success! Join us for product and sales live and prerecorded training.  Stay up-to-date on all the latest and greatest in the industry.    For a list of current topics and to get in on the discussion Click Here. Update Your Contracts LTC CEO Office, Home and Internet Selling Tools Software has been updated! This Must-Have Resource can dramatically increase your LTC sales, providing sales presentations, calculators, pre-recorded training, instruction for successful Internet Selling, LTC resources, and  MORE! Find out how to get your copy free! Announcement:   Remembering Wild Kingdom’s Jim
Read More

Categories: Genworth, GoldenCare News, Guarantee Trust Life, Industry News, Long-Term Care, Mutual of Omaha (& Affiliates), and National Guardian Life.