Good News | Need Illustrations? Let GoldenCare Run the Figures for You!

  Quickly & Easily Request Quotes Through GoldenCare’s Agent Site Did you know: GoldenCare offers an easy online form to request quotes through our agent website, goldencareagent.com? Choose from Long-Term Care insurance, Critical Cash or Disability, and the interactive form will change to show only applicable benefit options. Requests are typically handled within 4 hours. Any submitted after 4:00 PM Central Time will be answered the following morning. Let GoldenCare be your back office – we’ll run the figures for you! Click here to submit your quote requests! Read Full Good News Announcement Questions? Call the GoldenCare Marketing Team at
Read More

Categories: GoldenCare News, Industry News, and Long-Term Care.

One-stop shop for your Med Supp clients!

GTL’s Medicare Supplement Insurance Extremely competitive rates Household discount 3-4 day underwriting time Over 50 years in the market + Looking for cutting-edge cancer coverage? Precision CareTM Cancer Insurance Lump sum coverage up to $75,000 Access to and payment for TGen’s revolutionary genomic sequencing and consultations And more! Wouldn’t your clients rather recover at home? Short-Term Home Health Care Insurance $150, $300 or $450 max daily benefit Prescription Benefit of $300 or $600 $40, $80 or $120 per-day Home Health Care Aide Benefit And more!   GTL’s products help to make the perfect package of protection for your clients! ORDER
Read More

Categories: Critical Illness, Guarantee Trust Life, Industry News, Medicare Supp./Adv., and Short-Term Care.

TOMORROW | Attend An Epic Showdown Between Our Top HHC Plans!

  With two stand-alone Home Health Care policies in our portfolio, we’ve received many questions on how the two compare. Now they’re going head-to-head. Join us for a detailed comparison as we cover differences on state availability, company background, covered services, features/riders, underwriting, licensing and more! Thurs, May 30, 2019 2:00 PM  to  2:30 PM CDT Read Full Invitation
Read More

Categories: GoldenCare News, Guarantee Trust Life, Kemper, and Long-Term Care.

“Washington is 1st state to allow composting of human bodies”

“Washington is 1st state to allow composting of human bodies,” by Gene Johnson, Associated Press “Gov. Jay Inslee signed legislation Tuesday making Washington the first state to approve composting as an alternative to burying or cremating human remains. It allows licensed facilities to offer ‘natural organic reduction,’ which turns a body, mixed with substances such as wood chips and straw, into about two wheelbarrows’ worth of soil in a span of several weeks. Loved ones are allowed to keep the soil to spread, just as they might spread the ashes of someone who has been cremated — or even use
Read More

Categories: Clippings, Industry News, and Long-Term Care.

“5 insights from NIC’s Middle Market Investor Summit”

“5 insights from NIC’s Middle Market Investor Summit,” by Lois A. Bowers, McKnight’s Senior Living “Several panelists shared insights about current and potential efforts to meet middle-income older adults’ senior housing and care needs on Tuesday at the National Investment Center for Seniors Housing & Care’s Middle Market Investor Summit in New York City. The event came as NIC released an analysis showing that reducing the annual cost of senior living by $10,000 could enable 2.3 million more older Americans to afford it, and reducing it by an additional $5,000 on top of that would enable 3.6 million more people to afford
Read More

Categories: Clippings, Industry News, and Long-Term Care.

“Advisors create a game plan to prepare clients for this retirement expense,” by Sarah O’Brien”

“Advisors create a game plan to prepare clients for this retirement expense,” by Sarah O’Brien, CNBC “Depending on the specifics of your situation, it could make sense to purchase some form of insurance or to self-insure — that is, rely on your own assets — to fund the unpredictable costs related to LTC. Outside of that, leaning on family members or spending down (or shielding) assets to qualify for Medicaid-sponsored nursing-home care are options.”   LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform): Let’s see, take personal responsibility or shield assets to get Medicaid? Such is
Read More

Categories: Clippings, Industry News, and Long-Term Care.

“LTC insurer offering co-pays to blunt soaring premium increases”

“LTC insurer offering co-pays to blunt soaring premium increases,” by Greg Iacurci, InvestmentNews “In an effort to blunt soaring premium increases on its long-term-care insurance policyholders, one insurer is offering policyholders a discount if they agree to a co-pay on claims. John Hancock Life Insurance Co. is trying the new approach. It will start offering the co-pay option to policyholders later this year, which experts believe is a first among long-term care insurers trying to rein in rate increases. The idea is similar to that of a co-pay for medical insurance. For example, a policyholder might elect a co-pay, say
Read More

Categories: Clippings, Industry News, and Long-Term Care.

“Social Security just ran a $9 trillion deficit, and nobody noticed”

“Social Security just ran a $9 trillion deficit, and nobody noticed,” by Laurence Kotlikoff, The Hill “Social Security’s annual Trustees Report came out recently, and it showed Social Security ran a gigantic $9 trillion deficit between last year and this year. The system’s long-term unfunded liability is now $43 trillion, up from $34 trillion last year.” LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform): This is the best article on the Social Security crisis I’ve seen … and it comes with a credible solution.      
Read More

Categories: Clippings, Industry News, and Long-Term Care.

“What You Need To Know About Washington State’s Public Long-Term Care Insurance Program”

“What You Need To Know About Washington State’s Public Long-Term Care Insurance Program,” by Howard Gleckman, Forbes Quote: “The most notable fact about this law is that it is the first in the nation. The details are far less important than the politics.” LTC Comment: When “the most notable fact” about a new government program is that “it is the first in the nation,” hold on to your wallets and pay attention to the fine print. Quote: “Only Washington residents age 18 or older who have paid the payroll tax for either 10 years without interruption of five consecutive years,
Read More

Categories: Clippings, Industry News, and Long-Term Care.

“New Tax Will Help Washington Residents Pay for Long-Term Care,” by Ron Lieber”

“New Tax Will Help Washington Residents Pay for Long-Term Care,” by Ron Lieber, New York Times “Eligible residents who live in Washington State will have a new benefit available to them starting in 2025: a $100-per-day allowance for a variety of long-term care services, which will last up to a year. The money will come from a payroll tax that begins in 2022, according to rules in a bill that the state’s governor signed Monday. Residents’ employers will put 0.58 percent of their paychecks — $290 for every $50,000 in income — into a state fund. Washington does not have a state
Read More

Categories: Clippings, Industry News, and Long-Term Care.