In-Force Rate Action Announcement: Illinois (Pre-PCS, PCS 1)

As part of the strategy for our long-term care insurance business, we continue pursuing initiatives to improve the risk and profitability profile of our business, including premium increases on our in-force policies, as needed. Illinois has now allowed the following increases: Illinois Product Series Increase for Policies with Limited Benefit Periods Increase for Policies with Lifetime Benefit Periods Pre-PCS 39% 99% PCS I* 55% 72% * The PCS I rate increase applies to policies issued before 1/1/2003.   Communications Timeline Servicing agents will receive a list of their impacted policyholders in this state one week prior to the start of
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Categories: Genworth, Industry News, and Long-Term Care.

A Mutual of Omaha Incentive Trip for LTCi Producers

Earn An Elegant Getaway RITZ-CARLTON MONTREAL Quebec, Canada A Mutual of Omaha Incentive Trip for Long-Term Care (LTC) Producers It’s a new incentive travel opportunity just for LTCi producers. We’ll reward the top 10 LTCi producers of 2019 with a 4-day getaway to the Ritz-Carlton Montreal in June, 2020. Eligible business includes Mutual of Omaha’s traditional LTCi products – MutualCare® Secure Solution and MutualCare® Custom Solution. Qualification begins January 1st, so start planning your 2019 Sales Strategies now!   View the Incentive Trip Flyer   #goldencareagent #mutualofomaha
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Improved Language on Securian Email/Messages

You asked, we listened… Over the past two months we focused on improving the language we use to communicate updates on Life and SecureCare pending business. We’ve updated our emails and messages to be more customer focused and provide valuable and timely information. We hope you appreciate these changes and continue to share your ideas for improvement with us! The following are a few examples of the improvements we’ve made. Delivery Receipt (Previous “Delivery Receipt — New Issue”) Removed “— New Issue” Added comment, “Sign and date Delivery Receipt at time of delivery.” Part 1B Signature (Previously “Quick App Part
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Categories: Industry News, Linked Benefit/Hybrids, and Securian.

SecureCare’s International Benefits

COMPETITIVE COMPARISON Benefits Outside The United States Many long-term care and linked-benefit products include coverage for benefits abroad — but not all coverage is created equally. In fact, when it comes to offering your clients the most robust international benefits in the industry1, Securian Financial’s SecureCare Universal Life is the product you’ve been looking for. See how SecureCare’s International Benefits stand apart from the competition. Learn more       1   Based on competitive research as of 1/2019.   SecureCare’s International Benefits   #goldencareagent #minnesotalife #securian
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Categories: Industry News, Linked Benefit/Hybrids, and Securian.

Watch a Special Message from TGen

What makes TGen’s research and GTL’s Precision CareTM Cancer Insurance stand apart? Watch a special message from TGen’s Chief Operations Officer. WATCH TGEN’S MESSAGE   GTL’s New Precision CareTM is currently available for the following states. More coming soon! ORDER SUPPLIES   Watch a Special Message from TGen   #goldencareagent #gtl #tgen
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Categories: Critical Illness, Guarantee Trust Life, and Industry News.

Sequence of Returns: A Risk Your Clients May Face in Retirement

Let’s say your clients have a house. They’ve taken good care of it – fixed the roof when it needed it, spent money on landscaping and a sprinkler system, and completely redid the kitchen. Now it’s time to sell and the housing market isn’t looking so good – and there’s no way your clients will get their money out of it. Do your clients sell for a loss? Or, is it in their best interest to wait until the market recovers before selling? A retirement portfolio works in a similar way. When building a retirement fund, your clients will continue
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

OEP ends 3/31 | Dental options

Don’t forget, OEP ends March 31 Remember, you’re not allowed to advertise the 2019 Medicare Advantage (MA) Open Enrollment Period (OEP), or encourage beneficiaries to switch plans. But if an MA/MAPD client contacts you and wants to make a change, if eligible, they can. Download our 2019 OEP overview flyer for more information. Download the 2019 OEP Rules of the Road Listen to the 2019 OEP Rules of the Road Is dental coverage a big deal for your clients? Did you know that all 2019 Allina Health | Aetna Medicare plans offer dental allowances? The annual allowances are for preventive
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Categories: Aetna, Industry News, and Medicare Supp./Adv..

GILICO Opening New Administrative Office

We are pleased to announce our new Administrative Office in Topeka, Kansas! As a follow-up to our message earlier this week regarding your tremendous efforts and the enormous influx of business we have experienced we are excited to announce the launch or our new service center and technology. What this means for you: New business written Monday, March 18, 2019 and thereafter should be forwarded to our new Office. The Administrative Office phone number is 833.444.5426 (833.4.GILICO). The address is: 5801 SW 6th Ave, Mail Zone 8583 Topeka, KS 66675-8583 Click on the Producer Contact Information Sheet for additional contact
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Categories: Guaranty Income, Industry News, and Linked Benefit/Hybrids.

Precision Care Frequently Asked Questions

You’ve got questions… we’ve got answers! Read our frequently asked questions about GTL’s groundbreaking Precision CareTM Cancer Insurance. View Frequently Asked Questions   GTL’s New Precision CareTM is currently available for the following states. More coming soon! ORDER SUPPLIES   Precision Care Frequently Asked Questions   #goldencareagent #gtl #tgen
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Categories: Critical Illness, Guarantee Trust Life, and Industry News.

PROMO TIME! March Madness Sales Incentive Program

Earn Some Extra Cash With Our March Madness Promotion! Receive a $75 CASH Bonus for each LTC applicant you write with Mutual of Omaha between March 15th & June 30th. Plus, receive a BONUS of $25 on each one of those if it is submitted electronically! SPECIAL Bonus:  $500 Bonus for the top writing agent by placed business! For more information, call 800-842-7799 and speak with your Regional Director. Read Full Good News Article   Questions? Call the GoldenCare Marketing Team at 800-842-7799! Don’t forget to subscribe to our News Digest for all the latest announcements from the Top Carriers!
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Categories: GoldenCare News, Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).