On November 1, we announced the Florida approval of the new LTC Rider on Income Advantage IUL and Life Protection Advantage IUL. At that time, we were still awaiting approval in Florida on the LTC Rider client brochure. This brochure has now been approved and a state specific version is available for agents selling in the state of Florida. This new brochure helps provide your client with detailed information on the features and benefits of the rider. For even more information on the LTC Rider, including sales ideas and videos, go to MutualofOmaha.com/ltc-rider. LTC Rider Brochure Now Available
Read More
Did You Hear the News?
The Life Product Review has awarded the WYSIWYG Award to both of our IUL products – Income Advantage and Life Protection Advantage. This is an award that Mutual of Omaha is honored to receive, as it aligns with our IUL philosophy. In the industry, IUL products have become extremely complex. We encourage you to ask yourself ‘Are these complex products really what is best for my clients?’ At Mutual of Omaha, we believe there is value in having straightforward IUL products where clients have upside potential and downside protection without all the complexity that you will find in many
Read More
The New LTC Rider is Now Approved in Indiana
On January 1, agents selling in Indiana will now have an additional option to help meet clients’ long-term care planning needs. The new Long-Term Care Rider will be available for you on our Income Advantage and Life Protection Advantage Indexed Universal Life (IUL) insurance policies. The LTC Rider provides: Benefits for Nursing Home, Assisted Living, Home Health Care and Adult Day Care Maximum total benefits up to 100% of the initial specified death benefit 1%, 2% or 4% monthly acceleration percentages One-time, 90 calendar-day elimination period Automatic issue of the Chronic Illness Rider if the client doesn’t qualify for the
Read More
More States Approved for the Critical Advantage Rate Decrease
Great news! DC, MN, NC and SC can offer the products in the Critical Advantage℠ portfolio with a 20% rate cut starting January 1, 2019! Your clients will get the same great coverage for less money, which could mean more sales for you. Check out how much they can save below. Age New Monthly Rate Previous Monthly Rate Monthly Savings Yearly Savings 35 $18.25 $22.81 $4.56 $54.72 45 $30.48 $38.09 $7.61 $91.32 55 $47.75 $59.69 $11.94 $143.28 65 $69.35 $86.69 $17.34 $208.08 This example is a Cancer policy with a $30,000 benefit amount and lifetime coverage. Check out this
Read More
The New and Improved Critical Advantage Application Now in More States
We announced improvements to the Critical Advantage application in July. Now the new app will be approved in Michigan and Pennsylvania starting January 1, 2019. Here are the advantages to the new app. Cancer application Changed the cancer look-back question from lifetime to 10 years Modified look back testing question from 5 to 3 years Only 3 health questions Heart attack and stroke application Changed the heart attack and stroke look back question from lifetime to 10 years Modified look back treatment/testing question from 5 to 3 years Loosened diabetes question Removed high blood pressure question Critical Illness application Changed
Read More
Quote Term Life Answers Today!
In addition to the new Term Life Answers rates we still provide strong conversion privileges. Our liberal conversion privileges help your clients get more out of their term policy and give them options for the future Convert to any permanent life insurance policy offered by United of Omaha at the time – no health questions asked Clients can convert: any time before age 75 on a 10-, 15-, or 20- year policy (even if the original term has expired) OR during the first 20 years for a 30-year policy Click here to learn more about our recent TLA reprice. New
Read More
Happy Holidays from United Security Assurance
We are truly grateful for for the many relationships we’ve built over the years, with the hard working producers we serve everyday. Wishing you a season of joy and look forward to our continued success in 2019. The Management and Staff of United Security Assurance A Holiday Message As we head into the new year, I look back and view 2018 as a new beginning for United Security Assurance. We saw the popularity of our short-term home health care product, SecureHorizons continue to grow with agents and clients alike. With our simplified underwriting approach and its affordability factor, it’s no
Read More
