LTC Rider Competitive Snapshot

Life insurance plays many roles. It can help your clients protect their loved ones through the death benefit. It can help prepare them for a long, healthy retirement by allowing them to take supplemental income from the cash value.* It can also help clients preserve their estate if the insured needs long-term care services. This protection comes in the form of a Long-Term Care Rider on our two indexed universal life insurance products – Life Protection Advantage IUL and Income Advantage IUL. Take a look at our Competitive Snapshot flyer to learn about some of our LTC Rider strengths, and
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

A Case Study: Accumulation, Protection or Both?

Income Advantage IUL can provide your clients with valuable life insurance protection. It also offers the opportunity to accumulate cash value* for future needs, such as supplementing the client’s retirement income. Teaming an Income Advantage policy up with a Term Life Answers policy may be an ideal solution for clients who want to plan ahead for retirement, but also have a larger temporary life insurance need. Learn more about how this works by looking at our Satisfy the Need for Accumulation and Protection flyer. It includes: A case study showing how this concept works A comparison of taking income immediately
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Good News | Genworth’s 2018 Annual Cost of Care Survey

  Released Today: Genworth’s 2018 Annual Cost of Care Survey The Genworth 2018 Cost of Care Study is now available!  It is one of the industry’s most comprehensive cost evaluations including more than 49,000 long term care providers across 440 cities and regions. This year marks the 15th year anniversary of the Genworth Cost of Care survey. The national study has played an important role in helping financial professionals map out a plan for their client’s long term care needs. Click here to visit Genworth.com/COCpro. Read Full Good News Article   Questions? Call our Marketing Team at 800-842-7799! Don’t forget
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Categories: Genworth, GoldenCare News, Industry News, and Long-Term Care.

SPECIAL EVENT: Kicking of Long-Term Care Awareness Month!

Register Now! Read Full Invitation   Questions? Call our Marketing Team at 800-842-7799! Don’t forget to subscribe to our News Digest for all the latest announcements from the Top Carriers! Check out GoldenCare News For producer use only. Not for use with the general public. #goldencareagent #omaha
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Categories: GoldenCare News, Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

“Aging Parents With Dementia? Beware Of Thieving Financial Advisors”

“Aging Parents With Dementia? Beware Of Thieving Financial Advisors,” by Carolyn Rosenblatt, Forbes “The takeaway is this–if you have an aging loved one who has short term memory loss and invested assets in one or more accounts, it is time to raise the question of whether you can respectfully get in position to oversee the accounts. Please persist with every possible effort. Your protection could prevent even one unscrupulous financial professional from taking advantage because no one is watching.” LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform): Adult children, close relatives and friends are at least
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Categories: Clippings, Industry News, and Long-Term Care.

“Starbucks Opens New Front in Staffing Wars: Senior Care Benefits”

“Starbucks Opens New Front in Staffing Wars: Senior Care Benefits,” by Robert Holly, Skilled Nursing News “Skilled nursing and senior housing operators often point to wage gains at retail chains as a major reason behind the industry’s persistent staffing woes. This week, one of the country’s largest foodservice employers unveiled another attractive perk that could lure workers away from long-term care: heavily subsidized senior care services for employees who juggle work and caregiving responsibilities.” LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform): Shame on Starbucks for offering LTC? Hardly, this is a typical example of the
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Categories: Clippings, Industry News, and Long-Term Care.

“Top 25 cities for best and worst nursing homes listed”

“Top 25 cities for best and worst nursing homes listed,” by Marty Stempniak, McKnight’s LTC News “Technology company Family Assets released its rankings cities for nursing home residents by looking at user-generated reviews of facilities. … Based on that methodology, Family Assets crowned Evansville, IN, as the city with the best-rated nursing homes, with about 80% of reviews labeled as ‘good.’ Rounding out the top five are Topeka, KS; Bakersfield, CA; Colorado Springs, CO; and Glendale, CA, which all hovered around 80%. Meanwhile, on the negative side, Atlanta landed at the bottom, with nearly 60% of its reviews labeled as
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Categories: Clippings, Industry News, and Long-Term Care.

“As Open Enrollment Begins, Record Medicare Advantage Growth Expected

“As Open Enrollment Begins, Record Medicare Advantage Growth Expected,” by Bruce Japsen, Forbes “A flood of new Medicare Advantage health plans are expected to divvy up a larger pool of seniors flocking to lower premiums, expanded benefits and additional choices for 2019. Large insurers like UnitedHealth Group, Aetna, Cigna, Humana and Anthem are selling in new markets and additional counties when open enrollment starts Monday, Oct. 15th for coverage that begins in 2019. This is expected to increase the total number of seniors enrolled in privately-administered Medicare Advantage plans for 2019 to more than 22 million.” LTC Comment (from Stephen A. Moses,
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Categories: Clippings, Industry News, and Long-Term Care.

“Retirees, Adult Children Disagree on Retirement Community Essentials”

“Retirees, Adult Children Disagree on Retirement Community Essentials,” by Marlene Satter, ThinkAdvisor “Factors important to the seniors, who were 75 and older, weren’t always high on the priority list for their kids, and vice versa. Cost was a primary factor, with 61% citing it; then came security/safety (51%) and access to health care (46%). But cost was more important to seniors, at 64%, than to their children, at 58%; security and safety was less important, at 44%, compared with the kids at 57%; and the kids were far more concerned about access to health care, at 56%, than their parents,
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Categories: Clippings, Industry News, and Long-Term Care.

EssentialLTC’s Program for the Worksite – Webinar Invitation

The NGL EssentialLTC team is excited to announce the 11/30 release of the Employer Group rate class, which is priced on a unisex basis, in 38 additional states. Join us for a webinar: Tuesday, October 30, 2018 at 2:00 pm Eastern / 1:00 pm Central This session of the Essential How-To’s  webinar series will highlight EssentialLTC’s program for the worksite that will be available to businesses with at least 5 employees, offers a streamlined group approval process, and features competitively priced comprehensive benefit options. After registering, you will receive a confirmation email containing information about joining the webinar.   Essential
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Categories: Industry News, Long-Term Care, and National Guardian Life.