Medicare Open Enrollment Guidelines

The Medicare Open Enrollment Period (OEP) for Medicare Advantage and the Medicare Part D Prescription Drug plans begins October 15 and will continue through December 7. Mutual of Omaha will begin accepting applications with a January 1, 2019 effective date on October 1, 2018. OEP provides you an opportunity to help those individuals who plan to disenroll from their current Medicare Advantage plan and want to return to Original Medicare and purchase a Medicare supplement policy with an effective date of January 1, 2019. It is important to follow the guidelines below and provide the proper documentation with your client’s
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Categories: Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Medicare News – Omaha Family of Companies

Medicare Supplement: New Company Release in LA and ID Please view the upcoming Omaha Insurance Company Medicare Supplement product release in Louisiana and Idaho.   October Med Supp Modernized Rate Release Please view the upcoming rate release in Oregon and New York.   Medicare Advantage and Prescription Drug Plans: Medicare Open Enrollment Guidelines The Medicare Open Enrollment Period (OEP) for Medicare Advantage and the Medicare Part D Prescription Drug plans begins October 15 and will continue through December 7. Mutual of Omaha will begin accepting applications with a January 1, 2019 effective date on October 1, 2018.   #goldencareagent #mutualofomaha
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Categories: Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

NGL: Tailor-Made LTCi Premium Payment Options

Identifying funding sources can help determine a budget and provide direction on which premium payment option to recommend. Join Marc Glickman & Michael Machlovitz from the NGL EssentialLTC team for the next installment of the Essential How-To’s webinar series for tips on how to use the Single, 10-Year, and Lifetime Premium Payment options based on your client’s needs and desires. We will also demonstrate a new Benefits Buddy feature coming soon that allows you to use a target premium approach for a tailor-made LTCi plan. Thurs, September 13, 2018 1:00 PM  –  2:00 PM CDT Register Now   COMING SOON
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Categories: Industry News, Long-Term Care, and National Guardian Life.

Offer Your Clients a Unique Guarantee on Their IUL

The Guaranteed Refund Option rider is included with all qualifying Income Advantage IUL policies at no additional cost. You may be wondering why clients even need a GRO rider, when most companies illustrate a projected 6 percent (or thereabouts) indexed interest crediting rate. Read the Guaranteed Refund Option on IUL flyer to learn how the GRO rider can help provide clients with an additional layer of protection – especially in an unpredictable market.   Offer Your Clients a Unique Guarantee on Their IUL   #goldencareagent #mutualofomaha
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

United Security Assurance – E-Application Availability

E-Application = Easier Business Submission Are you looking for an easy way to expedite the application process? United Security Assurance has created electronic applications for your use. The LifeStyle Solutions, LifeStyle Solutions Select  and our new SecureHorizons  short term care plan are all available with this technology. The e-application*, with the DocuSign technology, allows you to easily complete an application with your client, especially if you are remote selling. No more having to wait until your client returns the completed application, which could take weeks, if not longer, through the mail. The e-application mimics our paper application and allows you
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Categories: Industry News, Long-Term Care, and United Security.

Important Gerber Life Grow-Up® Plan Changes 8/26/2018

Gerber Life Grow-Up® Plan Minimum Face Amount change Important Change — Beginning August 26, 2018, the minimum face amount for Gerber Life’s Grow-Up® Plan will change from $5,000 to $10,000. Updated applications, forms and materials can be accessed by logging in to https://www.gerberlife.com/.   #goldencareagent #gerber
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Categories: Gerber Life and Life Insurance.

Managing Expectations with Clients Go on Claim

  Managing Expectations with Clients Go on Claim Your Role in the LTCi Claims Process When a client needs long-term care services, who will they call? In most cases, it will be you. That’s why you need to understand the claims process so you can manage their expectations. Your role is to help your clients get in touch with a claims representative who will guide them every step of the way. Have questions or need a quote? Contact GoldenCare at 800-842-7799!   232653   Managing Expectations with Clients Go on Claim   #goldencareagent #mutualofomaha
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

CareOptions List Of Services

Now you can find out quickly and easily about each feature and benefit the CareOptions program offers your existing clients and prospects. Simply click the link below for a complete list of available resources – you won’t find most of these resources anywhere else. CareOptions is a valuable service with totally unbiased care resources and health care planning tools with no ads and nothing to buy. If your clients are already taking advantage of CareOptions, there is nothing to apply for – access to these unique services is already available at no charge. CareOptions provides everything from local costs of
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Categories: GoldenCare News and Industry News.

New PrimeStar Advantage Plus, Now Available!

New & Improved: PrimeStar Advantage Plus We are excited to introduce our enhanced PrimeStar Advantage Plus Individual Dental plan. As our most popular plan, we wanted to expand the annual benefit to include $1,000. So that way, you and your client no longer need to compare and contrast multiple different plans. You can review the Advantage Plus plan and allow them to decide how much coverage they would like to buy —$1,000 or $2,000. Just one more way that Ameritas is making dental simple. Here’s what’s new*: The Advantage Plus will be our core plan, now offering it with the
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Categories: Ameritas/Security Life and Dental.

United Security Assurance – Why the Name Coventry?

Why the Name “Coventry”? Have you ever wondered what is behind a name? United Security Assurance’s sister company, Coventry CareLink (“Coventry”), the company that administers our LifeStyle Solutions product series, has an interesting story. During a bike tour of the British Isles, principals of the firm visited Coventry Cathedral, which was bombed into ruins during World War II and then rebuilt through the joint efforts of the former enemies, Germany and England, after the war. A bombed out shell of the original church connects with a modern edifice and speaks to the power of reconciliation. The combined structure also speaks
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Categories: Industry News, Long-Term Care, and United Security.