Medicare Supplement: Upcoming Rate Adjustments (Med Supp) Please view the upcoming Medicare supplement rate adjustments in AL, AR, and VA. • Standardized Rate Adjustment — UMS-AR, NV, VA; MOO-AR (Oct) • In-force Only Rate Adjustment — UMS-AR; UW-AL • Plan N Rate Adjustment — UW-AL • September Rate Release — OIC-DE, VA; UMS-ME; UW-NC Outlines: Delaware — DE_OIC_AGY_090118 Maine — ME_UOO_AGY_090118 North Carolina — NC_UW_AGY_090118 Virginia — VA_OIC_AGY_090118 Medicare Supplement Buyers Guide The 2018 Buyer’s Guide HCFA02110_2018 has been released by CMS; however, stock will not be available to order until mid- to late-August. Upcoming Medicare Supplement Rate
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Help Protect Your Littlest Clients
There are many important reasons to buy life insurance for a child, including: To cover the costs associated with an unexpected loss, AND To help protect a child’s future insurability Here’s a look at how affordable coverage can be: Use our Children’s Whole Life Insurance tri-fold brochure to talk with parents and grandparents about why it’s important to purchase life insurance on a child, as well as how easy it is to apply for. This brochure can be ordered through your normal supply channels. Help Protect Your Littlest Clients #goldencareagent #mutualofomaha
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Not sure how to download or register on the GTL e-App?
Do you not have the GTL e-App on your mobile device? Or do you need some assistance with registering or logging in? The GTL e-App and Agent Portal now have an “Agent Help” button on the login screen. By clicking on the button you will have access to step-by-step videos that address the most common questions agents have regarding the e-App. Keep an eye out for future how-to videos! Do you have automatic updates set for your GTL e-App? Always have the most up-to-date version by following these steps! CLICK HERE FORAPPLE DEVICES CLICK HERE FORANDROID DEVICES Not
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Broker Bonus Program (Medicare Supplement)
Earn extra with your Medicare supplement sales. Just a reminder, our current Broker Bonus program is running now through September 30, 2018. All Medicare supp/SELECT applications, any state, any plan and any type, issued between April 1, 2018 and September 30, 2018 will COUNT toward the five applications per month minimum needed to qualify for payment. Payment: $150 cash per issued policy for Underwritten business (includes internal and affiliate conversions) $30 cash per issued policy for Open Enrollment business (excludes internal and affiliate conversions) Pays on Plans F, G and N only (Policy WM28 in Wisconsin) Pays only on Med
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Suppressing Personally Identifiable Information from Genworth Reporting
As part of our ongoing commitment and obligation to protect our customers and our distribution partners, we continue pursuing initiatives to improve the protection of our customer’s data and ensure we are complying with the Health Insurance Portability and Accountability Act (HIPAA), Gramm-Leach-Bliley Act and other consumer information protection acts and data security best practices. As part of that commitment, we are going to immediately begin suppressing Personally Identifiable Information (PII) in our recurring and ad-hoc reporting that are distributed to you. PII that will no longer be included in reports that Genworth sends to Distribution Partners includes the following:
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Genworth, Industry News, and Long-Term Care.
New Mexico Long-Term Care Insurance Training Requirements
Long-Term Care Insurance (LTCi) Training Requirements for New Mexico Producers Effective immediately, an individual may not sell, solicit, or negotiate long-term care insurance unless the individual is appropriately licensed and has completed a one-time long-term care training course. The individual must also complete ongoing training after the completion of the one-time long-term care training course. The one-time long-term care training course must not be less than 8 hours and the ongoing training must not be less than 4 hours ever 2-year continuing review period after the completion of the one-time long-term care training course. Producers licensed on or before February
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Genworth and Long-Term Care.
In-Force Rate Action Announcement: Utah (Pre-PCS)
As part of the strategy for our long-term care insurance business, we continue pursuing initiatives to improve the risk and profitability profile of our business, including premium increases on our in-force policies, as needed. Utah has now allowed the following increase: Utah Product Series Increase Percentage for Policies with Limited Benefit Periods Increase Percentage for Policies with Lifetime Benefit Periods Pre-PCS 30% 60% This rate increase applies to Non-AARP, non-partnership policies only. Communications Timeline Servicing agents will receive a list of their impacted policyholders in this state one week prior to the start of policyholder notifications. Policyholder
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Genworth and Long-Term Care.
Genworth Webinar: Your Clients Might Be Ready… Are You? 8/21
Your Clients Might Be Ready… Are You? • Tuesday, August 21, 2018 at 11:30 AM Eastern / 10:30 AM Central What if you could expand your business by identifying new opportunities? This Webinar will provide you with ideas on how to look at your book of business differently. Tuesday, August 21, 2018 at 11:30 AM Eastern / 10:30 AM Central Register using the link above. Seating is limited. After registering, you will receive a confirmation email containing information about joining the webinar. #goldencareagent #genworth #element
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Genworth and Long-Term Care.
Medicare News – Omaha Family of Companies
Medicare Supplement: Upcoming Rate Adjustments (Medicare Supplement) Please view the upcoming rate adjustments in AR, IA, ID, IN, MA, OR, and PA. • Modernized Rate Adjustment — OIC-OR • Standardized Rate Adjustment — MOO-MA; UMS-IA, MD • In-force Only Rate Adjustment — UMS-IA, ID; OIC-IN; UW-PA • Plan N Rate Adjustment — UMS-AR Broker Bonus Program (Medicare Supplement) Just a reminder, our current Broker Bonus program is running now through September 30, 2018. #goldencareagent #mutualofomaha
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LTC Riders: Reimbursement vs. Indemnity
Our new LTC Rider on Income Advantage IUL and Life Protection Advantage IUL follows what is known as a reimbursement rider model. Many other companies use an indemnity model. Knowing the difference is important. Here’s a basic definition: Indemnity – Policyowner can take rider benefits up to the maximum monthly benefit limit regardless of the actual expenses incurred. Reimbursement – Policyowner is reimbursed based on actual expenses incurred by the insured, up to the maximum monthly benefit limit. At first glance based on the definitions alone, an indemnity rider may seem like the obvious choice, that your client has access
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