“Crisis in care | Lack of quality caregivers, constant turnover tough on the disabled, families”

“Crisis in care | Lack of quality caregivers, constant turnover tough on the disabled, families,” by Rita Price, The Columbus Dispatch Quote: “Demand is soaring for a workforce to help people with intellectual and developmental disabilities live as they and their families choose. But low wages, high levels of responsibility and a lack of awareness about “direct-support professional” jobs has led to a staffing crisis that threatens the promise of community living for thousands of Ohioans and others throughout the nation.” LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform): Blame low reimbursement from public financing. Solution:
Read More

Categories: Clippings, Industry News, and Long-Term Care.

“Wisconsin’s Long-Term Care Workforce At ‘Crisis Level,’ Report Finds”

“Wisconsin’s Long-Term Care Workforce At ‘Crisis Level,’ Report Finds,” by Brady Carlson, Wisconsin Public Radio Quote: “A coalition of Wisconsin health care organizations is warning that the state’s shortage of long-term care providers continues to grow. The study, put together by several groups across the state, says 1 in 5 direct caregiver positions in the state is going unfilled. That’s up from 1 in 7 positions in 2016. Starting wages in the profession are so low that many potential workers never apply, according to the report. The median hourly starting wage for personal caregivers is $10.75 an hour, according to
Read More

Categories: Clippings, Industry News, and Long-Term Care.

“Visit from home care nurses linked to more emergency department use by seniors”

“Visit from home care nurses linked to more emergency department use by seniors,” by Marty Stempniak, McKnight’s LTC News Quote: “Pouring over 2015 home care billing data from Ontario ED visits, Canadian researchers found that those who received a home care visit from a nurse had an increased likelihood of visiting the ED after 5 p.m. that same day. That flies in the face of assertions that boosting homecare might help to alleviate such costly ED trips, according to the study, which was published in the Canadian Medical Association Journal.” LTC Comment (from Stephen A. Moses, President, Center for Long-Term
Read More

Categories: Clippings, Industry News, and Long-Term Care.

Genworth’s eSuite Turns 1!

April marks one year since we launched our eSuite of new business tools. If you haven’t used it yet, call us for a demo. The cornerstone of eSuite is our eApplication (eApp). Easy eApp is much more than a fillable PDF. You can easily navigate through the long term care insurance application. Plus, when you are done, everything is in good order! Fast to Faster eApp significant cuts down on cycle time, especially if an applicant is under age 60. We typically issue policies for ages under 60 in a little as 15 days. eApp is fast, but the experience
Read More

Categories: Genworth, Industry News, and Long-Term Care.

“How to Talk About Moving to a Retirement Home: ‘It’s a Journey’”

“How to Talk About Moving to a Retirement Home: ‘It’s a Journey’,” by Peter Finch, New York Times Quote: “Having a conversation about moving — whether it’s with a relative, even a spouse — brings up lots of anxiety. Here’s how to go about it. … A specialist in senior moving might be the answer to that problem. A cottage industry of these consultants has sprung up in recent years, and today the National Association of Senior Move Managers has more than 1,000 members.” LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform): Some helpful ideas for
Read More

Categories: Clippings, Industry News, and Long-Term Care.

“2017 Profile of Older Americans”

“2017 Profile of Older Americans,” The Administration for Community Living, which includes the Administration on Aging Quote: Over the past 10 years, the population age 65 and over increased from 37.2 million in 2006 to 49.2 million in 2016 (a 33% increase) and is projected to almost double to 98 million in 2060. Between 2006 and 2016 the population age 60 and over increased 36% from 50.7 million to 68.7 million. The 85 and over population is projected to more than double from 6.4 million in 2016 to 14.6 million in 2040 (a 129% increase). Racial and ethnic minority populations
Read More

Categories: Clippings, Industry News, and Long-Term Care.

GTL’s Highly Ranked Medicare Supplement Rates

GTL has been rated #3 in overall Medicare Supplement premium rate competitiveness by CSG Actuarial for April 2018! Extremely competitive rates  •  Great household discounts 3-4 day turnaround time  •  Over 40 years in the market Available on our e-App  •  Get paid weekly National average rate increase of only 3.5% ORDER SUPPLIES   Available in 26 and more coming soon!   GTL’s Highly Ranked Medicare Supplement Rates   #goldencareagent #gtl #medsupp
Read More

Categories: Guarantee Trust Life, Industry News, and Medicare Supp./Adv..

“How Nursing Homes Can Destroy Families”

“How Nursing Homes Can Destroy Families,” by Jeanne Croteau, Forbes Quote: “When your loved one is admitted to a nursing facility, you are at their mercy. There is a significant imbalance of power in many ways and many families may find themselves feeling completely lost. In all likelihood, you’ve never navigated the confusing, treacherous waters associated with aging in this country and most of us can’t really tell the difference between Medicare and Medicaid, at that level. As such, we rely on the guidance of so-called experts to help us understand. We expect that the people with the most experience
Read More

Categories: Clippings, Industry News, and Long-Term Care.

“A Data Dump That Could Make a Difference in Health Care”

“A Data Dump That Could Make a Difference in Health Care,” by Yuval Rosenberg, Fiscal Times Quote: “Health care researchers have argued that data collected on Medicare Advantage plans should be made public to allow analysts to try to get more insight into how much value the program delivers. … Now, the Centers for Medicare and Medicaid Services is making Medicare Advantage data available to researchers for the first time, administrator Seema Verma announced Thursday.” LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform): Let’s see what the data show. Is MA better and cheaper than traditional
Read More

Categories: Clippings, Industry News, and Long-Term Care.

“Largest LTCi Claim Exceeds $2 Million”

“Largest LTCi Claim Exceeds $2 Million,” by Jesse Slome, Advisor Magazine Quote: “A single long-term care insurance policyholder claim has exceeded two million dollars (actually $2.6M for a female).  The largest claim still being paid to a male policyholder reached nearly $1.6 million. Why is this important?  First, it’s the first time we’ve seen a single claim in excess of $2 million.  Second, because consumers mistakenly perceive this protection in ‘investment’ terms … will I get my money back?  Advisors need info like this to tell the story properly! When it comes to LTC insurance (or most insurance for that matter) some will
Read More

Categories: Clippings, Industry News, and Long-Term Care.