“6.6% of those 65+ need help with ADLs, says CDC,” by Lois A. Bowers, McKnight’s Senior Living Quote: “From January to September 2017, 6.6% of adults aged 65 or more years needed help with activities of daily living (also called personal care), according to data newly released by the Centers for Disease Control and Prevention’s National Center for Health Statistics. . . . Comparing age groups from January to September 2017, however, adults aged 85 or more years were more than twice as likely as adults aged 75 to 84 to need help with personal care from other people — 21.6%
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GoldenCare Newsletter | March 26, 2018
In this GoldenCare Newsletter Edition From GoldenCare: New!! Guarantee Trust Life Insurance Company’s recently-launched Home Health Care product complements the Critical Cash plan so well – it’s a close comparison! Now through the end of May, write both policies on an individual client and DOUBLE your earnings! Get all the details in this Edition. Good Luck! Diversify your portfolio for greater sales success! Our new training schedule is posted! Join us for complimentary product and sales training and receive a Continuing Education Voucher for each unique event! Voucher does not apply in KY. Join us for an ALL NEW special expert training
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U.S. Holiday Telephone Solicitation Bans for the Month of April 2018
Please be aware of the following U.S. holiday telephone solicitation bans for the month of April. On Sunday, April 1, 2018: Louisiana prohibits unsolicited marketing calls to residents in observance of Easter, however, state law already prohibits telephone solicitation on Sundays On Monday, April 23, 2018: Alabama prohibits unsolicited marketing calls to residents in observance of Confederate Memorial Day On Monday, April 30, 2018: Mississippi prohibits unsolicited marketing calls to residents in observance of Confederate Memorial Day U.S. Holiday Telephone Solicitation Bans for the Month of April 2018 #goldencareagent #mutualofomaha
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REMINDER: Genworth to Suspend Sales of Long Term Care Insurance in Florida
Effective April 1, 2018, Genworth will temporarily suspend sales of individual long term care insurance in Florida. Genworth is working on innovative new products in long term care insurance, life insurance and annuities, and, in consultation with the State of Florida, will seek to re-enter the Florida market in the future. This change will not affect existing policyholders. Transition Rules In order to effect a smooth transition, please note the detailed transition rules below and remember that all licensing and continuing education requirements must be met prior to submitting new business. It is critical to follow the transition rules,
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Genworth, Industry News, and Long-Term Care.
Help Build Your Business with Wealth + Health
HELP DRIVE YOUR BUSINESS Client satisfaction and the success of your business often go hand in hand. Incorporating health goals into your clients’ financial strategy can help build trust and loyalty. Set yourself apart from the competition by providing a holistic view of your clients’ well-being. This week in Changing the Conversation, you’ll find: The top 5 ways wealth + health can improve your business Ideas for hosting events that will get clients talking 12 financial steps your clients can make now Put these resources to work and demonstrate your value to clients. BUILD THE FUTURE Help Build Your
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Secure Email with Gerber Life is Coming Soon
Secure Email with Gerber Life is Coming Soon Starting 3/22/18, Gerber Life will offer the ability to register for secure email through our Agent Portal. Secure Email is designed to pass confidential information only; for all other communications to Gerber Life, please continue to use current processes. To request access, log into your Agent Portal and click on the “Secure Email” tab and follow the instructions. If you have questions, please feel free to call Gerber Life’s Agency Support team at: 1-800-428-4947. Secure Email with Gerber Life is Coming Soon #goldencareagent #gerber
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In-Force Rate Action Announcement: Michigan (Pre-PCS)
As part of the strategy for our long-term care insurance business, we continue pursuing initiatives to improve the risk and profitability profile of our business, including premium increases on our in-force policies, as needed. Michigan has now allowed the following increase: Michigan Product Series Increase Percentage for Policies with Limited Benefit Periods Increase Percentage for Policies with Lifetime Benefit Periods Pre-PCS 39% 99% This rate increase applies to Non-AARP, non-partnership policies only. Communications Timeline Servicing agents will receive a list of their impacted policyholders in this state one week prior to the start of policyholder notifications. Policyholder
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Genworth and Long-Term Care.
Special Announcement | You Asked. We Listened Recording of Harry Crosby’s 315 Training
Harry Crosby’s Recorded Training Now Available! Did you miss Harry Crosby’s “LTC Expert’s Insight: What I Have Learned After 25 Years” webinar presentation last Thursday? Harry was thrilled at the chance to share his many years of experience, his tips and sales techniques with all who attended. And because his valuable insight can help YOU succeed, we’re pleased to make the recording of this presentation available to everyone! Looking for more sales strategies? Join Tom Randall Tues, March 27th at 2 PM Central as he expands on Harry’s suggestion of ‘pivoting’ to other products, and explains WHY and HOW to
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Transamerica Final Expense New Business Phone Lines
The Final Expense New Business phone lines will be closed each Wednesday from 3/14/18 until 4/11/18 from noon to close central time. We will be focusing our staff on processing and placing policies. If you have an immediate need, please email Transamerica at FinalExpenseNewBus@Transamerica.com. Transamerica Final Expense New Business Phone Lines #goldencareagent #transamerica
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New Medicare Supplement Plan – KY
Effective March 30, 2018, you may begin selling our new competitively priced Medicare supplement in Kentucky underwritten by United World Life Insurance Company, an affiliate of Mutual of Omaha. Besides the new low rates on our popular Plans F and G, we offer: Plans High Deductible F and Plan N A 12% household discount Anniversary rating e-App Processing Application for the United World product will be available on e-App effective 03/30/18. Upon its availability the Med supp e-App for the Omaha Insurance Company product will no longer be available. (Click for more information) Appointments If you are not appointed, please
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