“The National Association of Insurance Commissioners has set up a Joint Long Term Care Insurance Task Force. The NAIC’s Health Insurance Committee will run the committee together with the NAIC’s Financial Condition Committee. The task force will start by looking into matters such as LTCI issuer solvency, state LTCI rate regulation procedures, regulation of short-term care insurance policies, and efforts to update the rules for the guaranty funds that protect policyholders against LTCI issuer defaults.” LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform): They’re from the government and they’re here to help us. Regulators Form Long-Term
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Announcing GoldenCare’s Winners of the 3-in-1 Promotion‘s Bonus Cash Drawing (4th Quarter)
All of GoldenCare’s Mutual of Omaha Custom Solution LTCi business submitted during the fourth quarter of our 3-in-1 Promotion has been finalized! We are pleased to announce the GoldenCare winners of the Bonus Cash Drawing for the 4th Quarter of 2016. (The Bonus Cash Drawing includes 20 prizes, totaling $5,000.) The winners are: $1,000 (one winner) • Sam M. – WI $500 (three winners, one from GoldenCare territory) • Brian A. – WI $250 (six winners, three from GoldenCare territory) • Paul W. – IN • Randy S. – FL • Cliff M. – WI $100 (ten winners, five from
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“Medicare Part C For All — A Proposed Hatch-Warren Bill,” by Laurence Kotlikoff, Forbes
“The answer is not replacing Obamacare with a far less generous Trumpcare system that sanctifies cherry picking. It’s not handing Medicaid over to the states and looking the other way. It’s not maintaining price controls for traditional Medicare. And it’s not letting employers move to health insurance in name only. Nor is the answer some other set of patchworks. It’s time to fix the healthcare system from the ground up. Remarkably, the path to such fundamental reform is staring us in the face. It’s Medicare Part C For All.” LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care
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Rate Adjustments Effective August 1, 2017 – ME
Long-Term Care insurance (LTCi) is a core product for Mutual of Omaha and we intend to remain a key player in this market for years to come. In order to fulfill this commitment, we actively monitor emerging industry trends as well as our own experience so we can make the adjustments necessary that will allow us to keep our promises to policyholders and remain competitive in the marketplace. For this reason, we will be implementing the following rate adjustments effective August 1, 2017: Block of Business Impacted States NHA, LTA, HCA, LT50, NH50 Maine For a complete rate
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Rate Adjustments Effective July 1, 2017 – AR, MI, MN, TX
Long-Term Care insurance (LTCi) is a core product for Mutual of Omaha and we intend to remain a key player in this market for years to come. In order to fulfill this commitment, we actively monitor emerging industry trends as well as our own experience so we can make the adjustments necessary that will allow us to keep our promises to policyholders and remain competitive in the marketplace. For this reason, we will be implementing the following rate adjustments effective July 1, 2017: Block of Business Impacted States NHA, LTA, HCA, LT50, NH50 Arkansas, Michigan, Minnesota, Texas For
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Now Available: New Product Portfolio and Underwriting Guide
New April 2017 versions of the Product Portfolio and Underwriting Guidelines booklets are now available. The April 2017 version has been updated with: The new Life Protection Advantage IUL product – This new indexed universal life insurance product is available beginning May 1, 2017. Life Protection Advantage is designed to provide clients with long-term death benefit guarantees and flexibility for the future. The new Autobind Limits – We have recently increased our autobind limits on our fully-underwritten life insurance policies. This information is available in our Underwriting Guidelines booklet and can also be found on our updated Autobind and Retention
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Provide Clients with Life Insurance Coverage – and More!
Many people interested in life insurance protection also want the potential for tax-deferred growth that can be accessed later in life for things like retirement, college tuition or emergencies. Learn how Income Advantage IUL can help provide a solution for these client needs by watching our new video. Provide Clients with Life Insurance Coverage – and More! #goldencareagent #MutualOfOmaha
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Rate Adjustments Effective July 1, 2017
Long-Term Care insurance (LTCi) is a core product for Mutual of Omaha and we intend to remain a key player in this market for years to come. In order to fulfill this commitment, we actively monitor emerging industry trends as well as our own experience so we can make the adjustments necessary that will allow us to keep our promises to policyholders and remain competitive in the marketplace. For this reason, we will be implementing the following rate adjustments effective July 1, 2017: Block of Business Impacted States LTC06UI Minnesota, Virginia LTC04G Ohio LTC04I Minnesota For a complete
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Medicare Supplement News – Omaha Family of Companies
Upcoming Rate Adjustments Please review information on upcoming rate adjustments in MS, NC and ND. • Plan N Rate Adjustment – MS • Standardized Rate Adjustment – NC and ND #goldencareagent #mutualofomaha
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Protection that Stands Above the Rest!
Do your clients have concerning co-pays or potential out-of-pocket expenses with their main health care coverage? Advantage Plus is specifically designed to help cover these costs including: ✓ Hospital Confinement ✓ Dental/Vision ✓ Outpatient Surgery ✓ Ambulance Trips ✓ Skilled Nursing Facilities ✓ Cancer Treatments Advantage Plus is guarantee issue for ages 64½ to 65½ years! Advantage Plus can be sold year-round! Protection that Stands Above the Rest! #goldencareagent #gtl
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