“More than one-third of Medicare beneficiaries who died in 2011 had at least 4 care transitions during their last 6 months of life, according to a study published online in the Journal of the American Geriatrics Society. . . . There was substantial geographic variation in the average number of transitions in the last 6 months of life, ranging from 1.8 in Alaska to 3.1 in New Jersey. For decedents approaching death, transitions became more intensive. Four or more transitions were more likely in women, blacks, individuals younger than 85 years, and individuals without dementia.” LTC Comment (from Stephen A.
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NGL Email Confirmation for Faxes
We have great news for agents who fax in corrections for new business applications or other policy-related documents to fax number 608.443.5368. People faxing requests will now receive a convenient email confirmation as a fax receipt! Emailed confirmations will be generated between 8 a.m. – 4:30 p.m. CST, Monday – Friday, and will be sent within two hours of receipt of the fax. Is your email address accurate? Take a minute to review your listed email address in your user profile at MyNGLIC.com. Please keep in mind if the application is being faxed a second time: Please check “yes” on
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“Canadian Brain Health Diet Shows Promise in Reducing Risk of Alzheimer’s Disease,” by Patrick Connole, Provider
“Preliminary research by Toronto-based scientists offers further encouragement to the growing field of study that shows ‘brain-friendly’ diets for people approaching middle age or well into their senior citizen years can help reduce the risk of Alzheimer’s disease (AD). Called the Canadian Brain Health Food Guide, the creation seeks to influence individuals and institutions to choose smarter foods like beans, whole grains, and nuts over prepackaged foods lacking in the nutrients scientists say are needed to protect brain cells and stem disease. Preliminary results for the Canadian entry into the brain-friendly field (joining the well-known Mediterranean Diet, among others) produced
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In-Force Rate Action Announcement: Tennessee AARP (Privileged Choice® and Classic Select®)
As part of the strategy for our long-term care insurance business, we continue pursuing initiatives to improve the risk and profitability profile of our business, including premium increases on our in-force policies, as needed. In September 2013, we began to seek premium rate increases on certain Privileged Choice® and Classic Select® policies sold between 2003 and 2012. Subsequently, we received approval for, and implemented, a 12.8% premium increase in Tennessee. At the time, a larger increase was justified, based on projected experience, but rate stability requirements prevented us from requesting the fully justified amount. In 2016, we began requesting the
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Genworth and Long-Term Care.
In-Force Rate Action Announcement: Maryland AARP (Privileged Choice® and Classic Select®)
As part of the strategy for our long-term care insurance business, we continue pursuing initiatives to improve the risk and profitability profile of our business, including premium increases on our in-force policies, as needed. In September 2013, we announced our intention to seek premium rate increases on certain Privileged Choice® and Classic Select® policies sold between 2003 and 2012. At the time, larger increases were justified, based on projected experience, but rate stability requirements prevented us from requesting the fully justified amount. In 2016, we began requesting the full amount in states that previously allowed our 2013 ask. Maryland has
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Genworth and Long-Term Care.
“CMS data shows racial, ethnic, gender disparities in Medicare Advantage care,” by Susan Morse, HealthCareFinance
“Significant gender, racial and ethnic differences exist in care received by beneficiaries of Medicare Advantage, according to two reports released by the Centers for Medicare and Medicaid Services. One report compared quality of care for women and men while the other report looked at racial and ethnic differences in healthcare experiences and clinical care in comparisons among women and men. . . . In 24 clinical care measures, 16 were rated as similar for both sexes, five showed women get better care than men and three showed women get worse care than men. . . . In clinical measures, the
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Good News | 3-in-1 Promotion 4th Quarter Winners
Announcing GoldenCare’s Winners of the 3-in-1 Promotion’s Bonus Cash Drawing (4th Quarter) All of GoldenCare’s Mutual of Omaha Custom Solution LTCi business submitted during the fourth quarter of our 3-in-1 Promotion has been finalized! We are pleased to announce the GoldenCare winners of the Bonus Cash Drawing for the 4th Quarter of 2016. (The Bonus Cash Drawing includes 20 prizes, totaling $5,000.) The winners are: $1,000 (one winner) • Sam M. – WI $500 (three winners, one from GoldenCare territory) • Brian A. – WI $250 (six winners, three from GoldenCare territory) • Paul W. – IN • Randy
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CMS Medicare Star Surveys are underway
In March, April and May, your Medicare clients may be asked to participate in the Consumer Assessment of Healthcare Providers and Systems survey (CAHPS), the Health Outcomes survey (HOS), or both. These surveys ask members questions about their physical and mental health, and healthcare they received from their health plan and providers. Survey results help us find out what we’re doing well and areas we can improve. For more CMS Medicare Stars information, including how you can help your clients achieve their best health, login to Producer World, click “Individual Medicare” at the top, and then click “Tools,” scroll down
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“Assisted living occupancy falls to lowest level since 2010,” by Lois A. Bowers, McKnight’s Senior Living
“Occupancy for assisted living in the first quarter of 2017 averaged 87.2%, its lowest level since early 2010, according to data released Wednesday by the National Investment Center for Seniors Housing & Care’s MAP Data Service. The first-quarter rate was down 0.5 percentage points from the fourth quarter of 2016 and down 1.0 percentage points from year-earlier levels.” LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform): ALFs should encourage adult children of residents to plan for LTC with LTCI to help with occupancy long-term. Assisted living occupancy falls to lowest level since 2010 #goldencareagent
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“Starbucks China to offer critical illness insurance plans for employees’ parents,” Benefits Canada
“Supporting critical illnesses for aging parents exemplifies what we believe is our responsibility as a global public company and honors the family values deeply-rooted in the Chinese culture,’ said Howard Schultz, executive chairman of Starbucks, in a news release.” LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform): I wonder if Starbucks and other private firms would offer similar programs here at home if such efforts weren’t crowded out by vast, underfunded government entitlement and welfare programs. Starbucks China to offer critical illness insurance plans for employees’ parents #goldencareagent
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