Good News! | We Can Help You Determine Which LTCi Coverage is Best

Good News! If you are quoting Mutual of Omaha’s MutualCare® Secure Solution LTCi for your clients… consider this: The MutualCare® Custom Solution plan offers more benefit, often for only dollars more! In the example below, when compared “apples to apples,” the Custom Solution premium is only about $6 per month more! In addition, the Custom Solution plan includes a higher built-in cash benefit (40% of HHC), a built-in Buy Up feature on inflation options less than 5%, additional spousal rider options (Survivorship, Joint Waiver of Premium), more Return of Premium rider options, and greater flexibility! Plus, our 3-in-1 Promotion is
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Categories: GoldenCare News, Long-Term Care, and Mutual of Omaha (& Affiliates).

GoldenCare Newsletter, July 25, 2016

In this Newsletter Edition: GoldenCare News:  Register for one of our online training events and receive a Complimentary CE Voucher just for attending!  See newsletter for details and some restrictions.     Also, don’t miss our 3-in-1 Promotion winners!   Congratulations and thank you to our 1st Quarter Promo winners!    Get your apps in to earn cash during the third quarter of our Promo, running now through September 30th! Compliance news on Medicare Part D Certification.   Mutual of Omaha has a revised MutualCare Solutions Product and Underwriting Guide available to navigate you through the field underwriting process.    Also, from Mutual of Omaha, a
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Categories: GoldenCare News, Guarantee Trust Life, Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

“Long-term care insurance market gets first new issuer in 10 years,” by Allison Bell, LifeHealthPRO

“The National Guardian Life Insurance Co. is starting to market EssentialLTC, a new stand-alone long-term care insurance policy.  The Madison, Wisconsin-based life insurer is the first insurer to enter the U.S. market for stand-alone long-term care insurance products in more than 10 years. The policy will pay for facility-based long-term care services, such as nursing home care, and comprehensive home and community-based long-term care services.  National Guardian Life, a policyholder-owned mutual insurer, is best known as a seller of insurance policies that help the purchasers cover funeral costs and related costs.  The LifeCare Assurance Co. of Woodland Hills, California, is
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Categories: Industry News and Long-Term Care.

“Money, Personal Preferences Push States on Long-Term Care,” by Jenni Bergal, Stateline

“State Medicaid directors know all too well about the enormous challenges they’ll face as 75.4 million boomers – now ages 52 to 70 – grow old.  ‘The impact is going to be huge,’ said Matt Salo, executive director of the National Association of Medicaid Directors. ‘While the face of Medicaid is pregnant women, kids and low-income working families, that’s not where most of the money is going.’ Nearly two-thirds of all Medicaid spending on services is for seniors and people with disabilities, who together make up only a quarter of those enrolled in Medicaid. Medicaid pays for 52 percent of
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Categories: Industry News and Long-Term Care.

Save Time with the DI Tele-Application!

Streamline your application process and get paid faster! Effective June 6, 2016, the DI tele-app is now available in the following states. Advantages of the DI Teleapp Simplifies the sales process for both the agent and the client Don’t have to ask awkward medical questions Quicker issue time – can cut the underwriting process by a 1/3rd – meaning you get paid faster Fewer attending physician statements – over a 50% reduction in medical records being ordered Client answers medical questions only once by a trained nurse regarding activities, health habits, occupation(s), and medical history Depending on the policy type
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Categories: Disability Income Insurance and Mutual of Omaha (& Affiliates).

Legacy Block Rate Adjustments Effective October 1, 2016

Long-Term Care insurance (LTCi) is a core product for Mutual of Omaha and we intend to remain a key player in this market for years to come. In order to fulfill this commitment, we actively monitor emerging industry trends as well as our own experience so we can make the adjustments necessary that will allow us to keep our promises to policyholders and remain competitive in the marketplace. For this reason, we will be implementing the following rate adjustments effective October 1, 2016: Block of Business Impacted States NHA, LTA, HCA, LT50, NH50 Colorado, Washington, Utah NHA, LTA – Issued
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Categories: Long-Term Care and Mutual of Omaha (& Affiliates).

Good News! | Running For All of 2016: Our 3-in-1 Promotion for Omaha LTCi

Running For All Of 2016: Our 3-in-1 Promotion For Omaha LTCi With the 3rd Quarter under way, we’re pleased to announce that Promotions 1. and 2. of our 3-in-1 Promotion  have been reset to allow agents additional winnings! Check out the highlights below:   Read Full Good News Announcement
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Categories: GoldenCare News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Medicare Supplement News – Omaha Family of Companies

New Medicare Supplement Plans Effective July 23, 2016, you may begin selling our competitively priced Medicare supplement in Pennsylvania underwritten by Mutual of Omaha, Medicare supplement and SELECT in Tennessee underwritten by Omaha Insurance Company, and Medicare supplement in Texas underwritten by United World. Medicare Part D Certification Any producer who receives renewal commissions for Part D sales from Mutual of Omaha must certify annually to continue to receive renewal commissions for Coventry Medicare Part D Plans. Modernized Rate Release The following rate adjustments for DE, GA, OK, IL and WA are effective August 1, 2016, for new and in-force
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Categories: Medicare Supp./Adv. and Mutual of Omaha (& Affiliates).

Living Benefit Riders added to Term Life Express

Term Life Express offers simplified underwriting, competitive pricing, and attractive conversion privileges AND on August 1, 2016, TLE will now also include no-cost Living Benefit Riders (only on the TLE non-ROP policies). The Living Benefit package will include three Accelerated Death Benefit Riders at no additional cost to the customer: Chronic Illness Terminal Illness Critical Illness Here’s What You Need to Know: Sales effective date: August 1, 2016 Available in all states, except New York and California (pending approval) The Living Benefit includes three Accelerated Death Benefit Riders* * May vary by state, for complete descriptions refer to the state
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Categories: Life Insurance and Mutual of Omaha (& Affiliates).

GTL Medicare Supplement Now In Georgia & Pennsylvania!

Great News! GTL is now offering Medicare Supplement Insurance in Georgia and Pennsylvania! GTL Makes it Easy to Sell Medicare Supplement Insurance Simple Application No Phone Interviews 3-4 Day Turnaround Time Online Enrollment Available Email, Fax or Mail Applications Instant, e-policy delivery upon approval Household Discounts Customer Service and claims handled by GTL’s long-tenured staff that will treat you and your clients like family. Currently available in Georgia, Iowa, Idaho, Nevada, Pennsylvania, Tennessee and Utah. More states coming soon! Click below to find how easy it is to submit Medicare Supplement business, and where to access rate sheets: GTL Medicare
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Categories: Guarantee Trust Life and Medicare Supp./Adv..