5 Reasons To Cross-Sell GTL

5 REASONS TO CROSS-SELL GTL Increase Your Commissions! You’ll be surprised how many of your clients are interested in lowering their out-of-pocket exposure with GTL’s Advantage Plus Hospital Indemnity Plan. Make sure to offer THEM the chance to find out how and YOU the chance to increase your commissions! Get Paid Fast! No need to wait to get paid for your hard work when you sell GTL! We pay commissions weekly! Affordable Coverage Many people cannot afford a large co-pay or deductible expense stemming from a hospitalization. Be the agent that explains how to lower or eliminate that expense by
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Categories: GoldenCare News and Guarantee Trust Life.

Medicare Supplement News – Aetna

Medicare Supplement Rate Changes: CA, MN, VA Rate adjustments have been approved for individual Medicare Supplement plans in California (CLI), effective September 1, 2016, and in Minnesota (CLI) and Virginia (ACI), effective August 1, 2016. For full details, click below: Medicare Supplement Rate Changes: CA, MN, VA #goldencareagent #Aetna
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Categories: Aetna and Medicare Supp./Adv..

Aetna News & Reminders

Have a minute? Your feedback is valuable for this AEP It’s hard to believe, but it’s already time to start planning for the Medicare Annual Enrollment Period (AEP). We want to hear from you, so we can focus our AEP planning efforts on the areas that help you the most. What’s working well? What can we improve on? This quick survey is your chance to provide feedback about how we’ve been doing so far in 2016. Thank you for your valuable insights! How to avoid delays in new business processing The best way to avoid an application being delayed in
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Categories: Aetna and Medicare Supp./Adv..

Eighty Years and Going Strong!

A big Happy Birthday to Guarantee Trust at 80! A Message from Chairman, President and CEO Richard S. Holson “In a very different time and a very different world and with just a little bit of money Guarantee Trust began a long and interesting journey eighty years ago [June 16th]. A thirty five year old gentleman in the midst of the Depression with unemployment above 20% decided to take great risk and start his own company.” … To continue reading, click the link below: Eighty Years and Going Strong! #goldencareagent #GTL
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Categories: Guarantee Trust Life and Industry News.

“Industry, policymakers await report on Medicare’s solvency,” by Virgil Dickson, Modern Healthcare

“Policymakers are keeping their eye on the 2016 Social Security and Medicare trustees’ report expected to be unveiled Wednesday to see if the White House will stand by its projection that Medicare will be solvent until 2030. The Congressional Budget Office estimates the Medicare trust fund will dry up in 2026, causing the program to run a deficit.” LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform): Medicare already runs a “deficit,” bringing in less revenue annually than it spends.  What happens in 2026 (11 years from now) or 2030 (14 years from now) is that Medicare
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Categories: Industry News and Long-Term Care.

Important Notice for Transamerica Agents in Washington, DC

We value our Washington, DC agents and policyholders and remain committed to providing long term care insurance to the District. Due to changing market needs in the District, we will temporarily suspend individual sales of TransCare II in Washington, DC. All TransCare II applications for individuals or couples must be received in our home office no later than 5:00 p.m. Central Time Friday, June 24, 2016. Also, as we continue to take a responsible and disciplined approach to the Washington, DC market, we’ve determined that we will no longer accept multi-life Service Group Requests (SGRs) for Washington, DC, effective June
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Categories: Long-Term Care and Transamerica.

LifeSecure Home Office Closed on July 4

Please be aware that LifeSecure’s home office will be closed on Monday, July 4, in observance of Independence Day. All departments will re-open Tuesday, July 5, at 8 a.m. ET. To view LifeSecure’s complete schedule of modified office hours for 2016, see below or click here. Thank you for choosing LifeSecure Insurance Company! #goldencareagent #LifeSecure
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Categories: Industry News and Life Secure.

US Holiday Telephone Solicitation Bans for the Month of July

Please be aware of the following holidays requiring a US holiday telephone solicitation ban for the month of July. On Monday, July 4, 2016: Alabama, Louisiana, Mississippi, Rhode Island and Utah prohibit unsolicited marketing calls to residents in observance of Independence Day On Sunday, July 24, 2016: Utah prohibits unsolicited marketing calls to residents in observance of Pioneer Day, however, state law already prohibits telephone solicitation on Sundays US Holiday Telephone Solicitation Bans for the Month of July #goldencareagent #MutualOfOmaha
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Categories: Mutual of Omaha (& Affiliates).

Medicare Supplement News – Omaha Family of Companies

New Underwriting Guide Available Med Supp Underwriting Guide – The current underwriting guides have been combined into a single underwriting guide for all underwriting companies (Mutual of Omaha, United of Omaha, United World, Omaha Insurance Company). U7700_0616 is now available to order through normal channels and is available to view and download on Sales Professional Access (“SPA”), www.mutualofomaha.com/broker (log-in required) in Forms and Materials. If you have questions, please call Mutual of Omaha’s Sales Support at (800) 693-6083. #goldencareagent
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Categories: Medicare Supp./Adv. and Mutual of Omaha (& Affiliates).

“Consider Combining a CRT With Long-Term Care Insurance,” by David Y. Yvars, Sr., WealthManagement.com

“By combining a CRT with long term care (LTC) insurance (purchased with a portion of the income generated by the CRT), the donor will further protect her assets (versus self-funding the total cost of her care) and provide all the elements of dignity associated with the care she so desires.” LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform): This would only work for high-net-worth clients, but it’s an interesting idea. Consider Combining a CRT With Long-Term Care Insurance #goldencareagent
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Categories: Industry News and Long-Term Care.