John Hancock Hires Long-Term Care Industry Veteran…

“John Hancock Hires Long-Term Care Industry Veteran Scott Williams As Vice President, LTC Insurance Sales and Distribution,” PRNewswire “John Hancock announces that Scott Williams will join the company this month as vice president, Long-Term Care Insurance Sales and Distribution. In this role, Williams will be responsible for expanding long-term care insurance sales in multiple channels and will report to Greg Mack, senior vice president, Sales and Distribution.” LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform): Congratulations! John Hancock Hires Long-Term Care Industry Veteran… #goldencareagent #JohnHancock
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Categories: John Hancock and Long-Term Care.

American General: Product Bulletin

Secure Income Plus® & DisabilityCare® Discontinuation As of April 30, 2016, the Secure Income Plus (Policy Form 02114) and DisabilityCare (Policy Form 04500) products are being discontinued. Transition Rules Effective April 30, 2016, we will no longer accept new application in the home office for Secure Income Plus and DisabilityCare. Any applications received in-house prior to April 30, 2016, will continue to move through standard NB/UW processes. All applications received prior to April 30, 2016, must be fully completed, signed and dated or they will be rejected at submission. Those applications that have been rejected prior to April 30th, and
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Categories: American Continental and Disability Income Insurance.

Good News! Helping More Clients Obtain Long Term Care Insurance

On February 29, 2016, Genworth made underwriting enhancements to their underwriting practices that will help make long term care insurance accessible to more consumers. As a follow up to enhancements made in January (165550BL), they are expanding allowable medical conditions for certain cancers and implementing a counter offer program for qualifying conditions that would have previously been declined. Expansion of Allowable Cancer Conditions include Bladder Cancer, Breast Cancer, Prostate Cancer, and Thyroid Cancer. The Counter Offer Program includes potential coverage for the following conditions: Alcohol Dependency, Bipolar Disorder (Manic Depression), Cardiomyopathy, Coronary Disease, Diabetes Type 2, Rheumatoid Arthritis, and Spinal
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Categories: Genworth, GoldenCare News, Industry News, and Long-Term Care.

GoldenCare Newsletter March 7, 2016

In this GoldenCare Newsletter Edition Promos, Promos, Promos.   GoldenCare’s current promo line-up includes ca$h for apps, cash drawings and even a new Ford Mustang.  Get all the details in this edition and get in on the winning!  Plus catch up on the latest carrier announcements.  Enjoy! ★ 3-in-1 Promotion (Mutual of Omaha LTCi) ★ $100 Cash Bonus for GTL’s Critical Cash ★ $50 Cash Bonus for Omaha Med Supp Sales   Read Full GoldenCare Newsletter, March 7, 2016    
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Categories: GoldenCare News, Industry News, and Long-Term Care.

Medicare Supplement News – Omaha Family of Companies

New Product In Mississippi and South Dakota Beginning March 12, 2016, we’ll be offering a new, competitively-priced Medicare supplement product in Mississippi and South Dakota — including a new High Deductible Plan F and a fully underwritten Plan N. New High Deductible Plan F and Plan N in 9 States Our new High Deductible Plan F and fully underwritten Plan N will be available March 12th in Arizona, Georgia, Iowa, Michigan, Missouri, Oklahoma, Oregon, West Virginia and Wyoming. New Plans and Rate Adjustments in Nebraska and North Carolina Our new High Deductible Plan F and fully underwritten Plan N will
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Categories: Medicare Supp./Adv. and Mutual of Omaha (& Affiliates).

“Medicaid and senior living: A troubled marriage,” by John O’Connor, McKnight’s Senior Living

“So what will this latest tectonic shift mean for senior living operators? Three likely results come immediately to mind. One is that operators can expect more scrutiny before receiving future Medicaid payments. A second is that operators will increasingly be required to provide data showing that the care listed on the invoice has been delivered. A third is that those payments in all likelihood will be ratcheted down to the lowest possible penny.” LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform): As more and more assisted living facilities become dependent on Medicaid, they also become vulnerable
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Categories: Industry News and Long-Term Care.

“Living With the Parents I’m Losing to Alzheimer’s, ” as told to Paula Span, New York Times

“Five years later, [Elizabeth Wolf] is still taking care of her 81-year-old father and 65-year-old mother, both with dementia. Ms. Wolf, who volunteers with the Alzheimer’s Association, writes about the experience at upsidedowndaughter.com. Her interview has been edited and condensed for space and clarity.” LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform): Another reminder of why we do what we do. Living With the Parents I’m Losing to Alzheimer’s #goldencareagent
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Categories: Industry News and Long-Term Care.

Helping More Clients Obtain Long Term care Insurance

LTC Counter Offer Program & Expanded Consideration for Certain Cancers On February 29, 2016, Genworth made underwriting enhancements to their underwriting practices that will help make long term care insurance accessible to more consumers. As a follow up to enhancements made in January (165550BL), they are expanding allowable medical conditions for certain cancers and implementing a counter offer program for qualifying conditions that would have previously been declined. Expansion of Allowable Cancer Conditions include Bladder Cancer, Breast Cancer, Prostate Cancer, and Thyroid Cancer. The Counter Offer Program includes potential coverage for the following conditions: Alcohol Dependency, Bipolar Disorder (Manic Depression),
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Categories: Genworth and Long-Term Care.

“The Voice of Long-Term Care: No Single Solution, ” by Stephen D. Foreman, CLTC, LTC Associates

“If readers are by now curious why three major reports have all called for universal, mandatory LTC, it is no coincidence. The Bipartisan Policy Center, LeadingAge and the LTC Financing Collaborative share many of the same members, cite many of the same sources, and rely on the same modeling (the Dynasim Model co-produced by Milliman and the Urban Institute). Practically all that’s left is for each to sign the other’s yearbook.” LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform): This is an excellent critique of the usual suspects’ three latest LTC proposals and the recent Congressional
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Categories: Industry News and Long-Term Care.

Download GTL’s New iPad/iPhone App

GTL’s new iPad/iPhone app, GTL Mobile Agent Portal is now available for free on Apple’s App store. This sleek new app works on your iPhone as well as your iPad, and features the latest Advantage Plus and Critical Cash/Critical Care products. You can easily get a quote and submit an application all in one place. NOTE: the application signature feature has been updated on the iPad/iPhone app. If you already have the app and have automatic updates, you don’t need to do anything. If you do not have automatic updates, you’ll need to download the mobile app again from the
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Categories: Critical Illness, Guarantee Trust Life, and Hospital Indemnity Plan.