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Minnesota Life / Securian Life

Background

For over 135 years, Securian Financial Group and its affiliates (Minnesota Life / Securian Life) have been committed to supporting their clients through every stage of life.  Securian’s enduring financial strength can give you confidence that the policies you offer will provide benefits when your clients need them.

Products Offered

Linked Benefit/Hybrids

CareShield™

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Special Service: GoldenCare will key in your application & collect signatures!

GoldenCare is pleased to announce the availability of the newest solution for aging clients: CareShield™! This policy throws the marketing net wide with its continuous pay, guaranteed-for-life premiums for life insurance protection with accelerated benefits for your clients’ future care needs and built-in return of premium options.

With its simplicity and guarantees, CareShield was an obvious choice for our GoldenCare ‘Perfect Portfolio.’  Live, die or quit — this policy delivers!  Plus – the renewal commissions on this product are MUCH stronger than other traditional life insurance products.

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*Availability & Benefits May Vary by State.  For Agent Use Only — See Carrier Literature for Full Details. **Max. monthly benefit is equal to the lesser of 4% of the death benefit or IRS per diem limit.  As long as the insured is certified as chronically ill, the full chronic illness benefit payment will be paid after a 90 day elimination period, can be used for any purpose policyholder chooses, and policyholder can accept a lesser amount if they choose.

 

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SecureCare

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SecureCare pays out indemnity benefits so clients don’t have to save every receipt and justify their costs. By showing they received informal care or incurred at last $1 of qualified long-term care expenses, clients can receive up to their full monthly benefit upon meeting the policy’s eligibility requirements.

SecureCare provides three guarantees: Death benefit protection, long-term care coverage, and return of premium.

NOTE: Compliance with LTCi Partnership Training is required to sell.   READ MORE

*Availability & Benefits May Vary by State.  For Agent Use Only — See Carrier Literature for Full Details.

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Life Insurance

Eclipse Protector IUL

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If you’re clients are looking for a  competitively priced Indexed Universal Life plan that has lots of premium and loan flexibility, the Eclipse Protector plan is a great option.

The Eclipse Protector IUL is a protection-focused, affordable insurance option with moderate cash value growth tied to a fixed account, or one or more index accounts.   READ MORE

*Availability & Benefits May Vary by State.  For Agent Use Only — See Carrier Literature for Full Details.

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