Linked benefit products (often called “Hybrids”) can be an attractive alternative to traditional LTCi — especially for clients with available funds and/or those with a strong preference towards self-insuring. READ MORE
The key concept behind linked benefit products is combining long-term care coverage with either life insurance coverage or an annuity. By leveraging the protection, linked benefit products offer the advantage of assuring that the buyer will get some benefit from their premiums regardless of whether they need long-term care.
GoldenCare offers linked benefit products of both the life and annuity variety so you can have maximum planning flexibility — especially with your affluent clients.