GoldenCare Newsletter | February 4, 2020

Read Full GoldenCare Newsletter, February 3, 2020 Edition In this GoldenCare Newsletter Edition From GoldenCare:   Diversify your portfolio for greater sales success! Join us for product and sales live and prerecorded training.  Stay up-to-date on all the latest and greatest in the industry.    For a list of current topics and to get in on the discussion Click Here. Update Your Contracts LTCCEO Updates: Be sure you’ve got the latest version!  Double click “Check for Updates” on your desktop to receive the latest update or call us at 800-842-7799! Happy Selling! Current Promotion: Check back for our next exciting promotion!
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Categories: GoldenCare News, Guarantee Trust Life, Industry News, Long-Term Care, Mutual of Omaha (& Affiliates), and United Security.

Important Announcement from United Security Assurance

January 28, 2020 As many of you are aware, United Security entered into a reinsurance treaty in 2016 in order to improve its financial results and risk-based capital, which had been affected by blocks of business purchased in the past. During an Examination of United Security Assurance Company, the Pennsylvania Department of Insurance (“PA DOI”) determined that the Reinsurer’s assets, which back the policyholder reserves for the business transferred to the reinsurer, were substantially invested in subsidiaries and affiliates of a large private company. The PA DOI and the Company have concerns about the Reinsurer’s assets and would like them
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Categories: Industry News, Long-Term Care, Short-Term Care, and United Security.

GoldenCare Newsletter | December 23, 2019

Read Full GoldenCare Newsletter, December 23, 2019 Edition In this GoldenCare Newsletter Edition From GoldenCare:   Diversify your portfolio for greater sales success! Join us for product and sales live and prerecorded training.  Stay up-to-date on all the latest and greatest in the industry.    For a list of current topics and to get in on the discussion Click Here. Update Your Contracts LTCCEO Updates: Be sure you’ve got the latest version!  Double click “Check for Updates” on your desktop to receive the latest update or call us at 800-842-7799! Happy Selling! Current Promotion: Check back for our next exciting promotion!
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Categories: GoldenCare News, Industry News, Long-Term Care, Mutual of Omaha (& Affiliates), Securian, Transamerica, and United Security.

Happy Holidays from United Security Assurance

We are truly grateful for for the many relationships we’ve built over the years, with the hard working producers we serve everyday. Wishing you a season of joy and look forward to our continued success in 2020.   The Management and Staff of United Security Assurance   #goldencareagent #unitedsecurity
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Categories: Industry News, Long-Term Care, and United Security.

United Security Assurance – ADLs vs IADLs

What’s the Difference Between ADLs and IADLs Activities of daily living (ADLs) are a series of basic activities performed by individuals on a daily basis necessary for independent living at home or in the community. The 6 basic activities of daily living are as follows: Eating — Feeding oneself by getting food into your body from a receptacle (such as a plate, cup or table) or by a feeding tube or intravenously. Bathing — Washing oneself by sponge bath; or in either a tub or shower, including the task of getting in or out of the tub or shower. Dressing
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Categories: Industry News, Long-Term Care, and United Security.

Helpful Tips for Submitting New Apps

Help Us … Help You Below are some helpful tips for working with our Underwriting Team in an effort to accurately and effectively expedite your new business. When submitting applications, it is imperative that you: Write clearly Spell applicant’s name correctly Print names where indicated Make sure all forms are completed and signed Thank you in advance for your cooperation; together we can avoid delays and errors when processing your new business. #goldencareagent #unitedsecurity
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Categories: Industry News, Long-Term Care, and United Security.

News from United Security Assurance

President’s Message At about this time last year I wrote: “We know how important our [AM Best] rating is to you and your clients and we are doing everything we can to gain back the security of being rated.” Well, it took a great deal of effort from our entire senior management team, but last June we were successful in having our rating reinstated with an improved (“stable”) outlook. We continue to work to improve our rating but the key to that seems to be increasing sales, so this is somewhat of a chicken and egg situation. (We need to
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Categories: Industry News, Long-Term Care, Short-Term Care, and United Security.

United Security Assurance – Reach More Clients

LTCi Plans Designed to Reach More of Your Clients United Security Assurance offers two Long-Term Care insurance plans that expand traditional underwriting guidelines to offer individuals who have previously been or who would otherwise be turned down for LTCi, the opportunity to obtain coverage. Our LifeStyle Solutions and LifeStyle Solutions Select insurance plans are good options for individuals with more severe health conditions, such as Cystic Fibrosis, Diabetes, Parkinson’s, Multiple Sclerosis, Osteoporosis and Multi Comorbid health conditions. We are pleased to offer these products to you for your hard-to-place clients. To help you better sell these plans, we’ve created a
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Categories: Industry News, Long-Term Care, and United Security.

Happy Holidays from United Security Assurance

We are truly grateful for for the many relationships we’ve built over the years, with the hard working producers we serve everyday. Wishing you a season of joy and look forward to our continued success in 2019. The Management and Staff of United Security Assurance A Holiday Message As we head into the new year, I look back and view 2018 as a new beginning for United Security Assurance. We saw the popularity of our short-term home health care product, SecureHorizons  continue to grow with agents and clients alike. With our simplified underwriting approach and its affordability factor, it’s no
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Categories: Industry News, Long-Term Care, and United Security.

United Security Holiday Office Hours – Christmas 2018

At this Holiday Season, we find ourselves reflecting on the past year and on those who have helped us shape our business. We value our relationship with you and look forward to working with you in the year to come. We would like to take this opportunity to inform you of our office hours for the upcoming holidays. Our Maryland and Pennsylvania offices will be closed on the following days: Monday, December 24 Tuesday, December 25 Tuesday, January 1   We wish you a Happy Holiday Season and a New Year filled with peace and prosperity. The Management and Staff
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Categories: Industry News, Long-Term Care, and United Security.