Medicare Supplement Rate Adjustments in Many States – Effective 10/1/2017 It’s the time when Medicare Supplement Rate Adjustments are happening in multiple states. The following grid lists all of the current states experiencing rate adjustments. Arizona Iowa Nevada South Dakota Colorado Kansas New Mexico Texas Idaho Louisiana North Dakota Washington Illinois Nebraska Oklahoma Wyoming Letters to existing policy holders regarding the rate adjustments will be mailed according to the required state notification period. Please view the state notifications within the announcement for more details. Medicare Supplement Rate Adjustments #goldencareagent #sentinel
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Sentinel Independence Day Holiday Office Hours
Holiday Office Hours Our administrative offices will be closed all day on Monday, September 4, 2017 in observance of Labor Day. We will resume normal business hours on Tuesday, September 5, 2017. Commission that would have been paid on September 4th will be paid on September 5th per our regular schedule. Change is Coming! We are updating our Agent Portal to provide better services for you! Soon you will be able to access your client files, commission statements, illustration software, electronic applications and product forms all from one website using one login. Stay tuned for more information. #goldencareagent #sentinel
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Medicare Supplement News – Sentinel Security Life
Med Supp Rate Adjustments in NM & SD – Effective 10/1/2017 Please be advised that our rates in the states of New Mexico and South Dakota are scheduled to change effective 10/1/17. The Outlines of Coverage for these states will be available online shortly. #goldencareagent #sentinel
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Sentinel: Life Advance Interest Notice
The lending institution that Sentinel now uses charges interest for commission advances. As a result Sentinel will charge a 1% interest per month on outstanding advance balances for life policies, effective 08/01/2017. If you have any questions, please contact the Commissions and Licensing Department at 1-800-247-1423. #goldencareagent #sentinel
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Sentinel Independence Day Holiday Office Hours
Holiday Office Hours It’s time for picnics, ice cream, fireworks, and holidays! Our administrative offices will be closed all day on Tuesday, July 4, 2017 in observance of Independence Day. We will resume normal business hours on Wednesday, July 5, 2017. Commissions that would have been paid on July 4th will be paid on July 5th per our regular schedule. #goldencareagent #sentinel
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Sentinel Plan Life Products
Frequently Asked Client Questions One of the most frequently asked questions from our clients is whether or not they can have more than one life insurance policy. Click on the link below for a helpful blog that you can share with your clients. Sentinel Security Life Blog Check back frequently for more tips and other useful information! #goldencareagent #sentinel
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Sentinel Underwriting Tip
Methotrexate Methotrexate is an immunosuppressant medication. It may be prescribed to treat cancers, forms of arthritis, and psoriasis. Methotrexate use is of underwriting concern. Below are some conditions that when treated with this medication, or combination of this medication, are a decline for Medicare Supplement coverage. Osteoarthritis treated with any dosage of Methotrexate Rheumatoid arthritis treated with any dosage of Methotrexate and Prednisone Rheumatoid arthritis treated with more than 25 mg/week of Methotrexate #goldencareagent #sentinel
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Sentinel Underwriting Tip
Osteoporosis Osteoporosis is a disease of the bones. It happens when you lose too much bone and/or make too little bone. This means your bones become weak and may break from a minor fall or, in serious cases, even from simple actions, like sneezing or bumping into furniture. Osteoporosis means “porous bone.” Under a microscope healthy bones look like a honeycomb but in bones with osteoporosis the honeycomb holes and spaces are much bigger. This means your bones have lost density or mass and that the structure of your bone tissue has become abnormal making the bone weaker and more
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Medicare Supplement News – Sentinel Security Life
Medicare Supplement Replacements Notifying another company that coverage is being replaced is the responsibility of the insured or agent. Unlike life insurance replacements, state regulations do not require Sentinel to notify the replaced company when a new policy is issued. Federal regulations do not allow more than one Medicare Supplement/Medicare Advantage to stay in force at the same time, making it very important that the other coverage is replaced at the same time the new coverage takes effect. Please note: if coverage overlaps, and a change in effective date is requested, any premium refunded will include a deduction of claims
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Sentinel: New Vantage Tele-App
Sentinel Security Life is proud to introduce the New Vantage telephone application submission process. This new submission process allows you to complete 100% of an application over the phone. The tele-app also includes a point-of-sale underwriting decision which allows you to know if the policy is approved, rated, or declined before ending the call. • Average call lasts 20-25 minutes • No Phone Health Interview • All signatures and disclosures are voice recorded • Avoids incomplete applications Click on the link below to review the Tele-app instructional guide. If you have any questions please call the Sentinel Security Life Sales
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