New Enhanced EssentialLTC State Releases

New Enhanced EssentialLTC State Releases Effective September 2, 2022, the states of AZ, CT, FL, IN and the District of Columbia will receive the Enhanced EssentialLTC. Get your applications in now to use the current rates before then! Features For joint policies, when one insured passes away the premium will now decrease to an amount specified on the illustration and Policy Schedule for each person. The Waiver of Premium Rider for Home and Community Care Services is now built into the policy and premium when Comprehensive Coverage is selected. The 10-Year Premium Payment Option is now fully guaranteed and will
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Categories: Industry News, Long-Term Care, and National Guardian Life.

Now Earn Double Credit on Ten Pays | NGL’s Producer Circle

New enhancements to help you qualify! Double credit on placed Ten Pay Premium LTC To help increase your chances to qualify for NGL’s Producer Circle, you will automatically receive double credit on placed Ten Pay Premium LTC from 08/01/2022 – 12/29/2022. Earn a $1,000 Amazon gift card The producer who places the largest aggregate premium of Ten Pay LTC from 08/01/2022 – 11/30/2022 will earn a $1,000 Amazon gift card.   NGL’s Producer Circle Requirements Producer’s personal production only will be applied toward contest total. Only long term care production will be credited. Single premium payment options will be credited
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Categories: Industry News and National Guardian Life.

Update to the Premier Underwriting Guide

Update to the Premier Underwriting Guide At NGL, we adapt our LTCi underwriting practices as medical science continues to evolve and more information becomes available. We have identified scenarios where it may be acceptable for an applicant to have two first-degree relatives with dementia. It is now recommending that you prequalify these scenarios with the type of dementia, the age of onset of symptoms and the age of diagnosis. Some scenarios may be acceptable and others will not, depending on the details. We have updated our Premier Underwriting Guide to reflect this.
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Categories: Industry News, Long-Term Care, and National Guardian Life.

GoldenCare Newsletter | July 25, 2022

Read Full GoldenCare Newsletter, July 25, 2022 Edition In this GoldenCare Newsletter Edition From GoldenCare:   Diversify your portfolio for greater sales success! Join us for product and sales live and prerecorded training.  Stay up-to-date on the latest products and sales strategies.   We’re making it easier than ever to get a hold of us and have your favorite tools available at your fingertips! Click here to DOWNLOAD our electronic business card, and enter to win a $100 Amazon.com Gift Card!   PROMO TIME! ★ Current Events, Benefits and Promotions   GoldenCare Fast Fact: How Do I Close More Sales?
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Categories: GoldenCare News, Industry News, Long-Term Care, Medicare Supp./Adv., Mutual of Omaha (& Affiliates), National Guardian Life, OneAmerica, and Thrivent.

GoldenCare Newsletter | July 11, 2022

Read Full GoldenCare Newsletter, July 11, 2022 Edition In this GoldenCare Newsletter Edition From GoldenCare:   Upcoming Training: LTC: Back To Basics Wed, July 13, 2022 2:00 PM  to  2:30 PM CDT PART 2: LTCi Pro Sales Strategies Webinar with Mark Goldberg Thurs, July 14, 2022 2:00 PM  to  2:45 PM CDT   Diversify your portfolio for greater sales success! Join us for product and sales live and prerecorded training.  Stay up-to-date on the latest products and sales strategies.   We’re making it easier than ever to get a hold of us and have your favorite tools available at your
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Categories: GoldenCare News, Industry News, Long-Term Care, Medicare Supp./Adv., Mutual of Omaha (& Affiliates), National Guardian Life, OneAmerica, and Thrivent.

We want to reward you for a job well done!

Introducing NGL’s Producer Circle To reward you for your hard work and accomplishments in 2022, we’re inviting you to join all of NGL’s top producers for our Producer Circle trip in 2023! What is NGL’s Producer Circle? The top 10 producing agents who sell NGL’s EssentialLTC will earn a trip to a warm, sunny location with free airfare and hotel for themselves and a guest. The trip will be held at a luxury resort where you’ll have the chance to participate in unique activities, dine at high-end restaurants and relax on a beautiful beach. We can’t wait for you to
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Categories: Industry News and National Guardian Life.

GoldenCare Newsletter | June 20, 2022

Read Full GoldenCare Newsletter, June 20, 2022 Edition In this GoldenCare Newsletter Edition From GoldenCare:   Upcoming Training:   PIVOT – Part 1, Introduction to the Pivot Concept Wed, June 22, 2022 11:00 AM  to  11:45 AM CDT PIVOT – Part 2, A Closer Look at the Pivot Presentation Thurs, June 23, 2022 2:00 PM  to  2:45 PM CDT   Diversify your portfolio for greater sales success! Join us for product and sales live and prerecorded training.  Stay up-to-date on the latest products and sales strategies.   We’re making it easier than ever to get a hold of us and
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Categories: GoldenCare News, Industry News, Long-Term Care, Medicare Supp./Adv., Mutual of Omaha (& Affiliates), National Guardian Life, OneAmerica, and Thrivent.

EssentialLTC E-APP Update & Juneteenth Office Closing

E-APP User Guide Beginning June 17, you now have the option of completing the agent statement and new business transmittal before the client portion of the E-APP. This step, which used to be contained in Step 2, will be moved into its own Pre-Step. This step can be completed at any time before moving on to Step 3. Click here to download the E-APP User Guide for more information.   Office Closed Monday, June 20 In observance of Juneteenth, NGL’s EssentialLTC administration office will be closed on Monday, June 20, 2022. Regular business hours will resume on Tuesday, June 21.
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Categories: Industry News and National Guardian Life.

Current Promotions and Incentives

Take advantage of the current incentives and promotions from the Top Carriers!   Wellabe Q1 2024 STC incentive (3/1 – 6/30) View Earn $400 bonus kicker with first qualifying application Plus if two more are sold earn $150 each for qualifying applications Minimum of 3 app to qualify for payout Payments are retroactive back to 1st app Mutual of Omaha Med Supp Broker Bonus Program (1/1 – 6/30) View 5 minimum apps per month to qualify • $150 per issued underwritten policy (includes internal & affiliate conversions, except in NC) • $30 per issued Open Enrollment policy (excludes internal &
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Categories: Current, GoldenCare News, Humana, Lumico, Manhattan Life, Mutual of Omaha (& Affiliates), National Guardian Life, and True Freedom.

GoldenCare Newsletter | June 6, 2022

Read Full GoldenCare Newsletter, June 6, 2022 Edition In this GoldenCare Newsletter Edition From GoldenCare:   Upcoming Training: Mutual of Omaha Double Header!   Mutual of Omaha LTCi Product & Software Training   Tues, June 7, 2022 2:00 PM  to  2:30 PM CDT Mutual of Omaha LTCi e-App Demonstration   Wed, June 8, 2022 10:00 AM  to  10:30 AM CDT   Diversify your portfolio for greater sales success! Join us for product and sales live and prerecorded training.  Stay up-to-date on the latest products and sales strategies.   We’re making it easier than ever to get a hold of us
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Categories: GoldenCare News, Guarantee Trust Life, Industry News, Long-Term Care, Medicare Supp./Adv., Mutual of Omaha (& Affiliates), National Guardian Life, OneAmerica, and Thrivent.