NGL – EssentialLTC News

The EssentialLTC Agent Guide has been updated – make sure to download the current version. The Agent Guide contains important information pertaining to the EssentialLTC product, including the Underwriting and New Business Process, Agent Appointment and Commissions, 1035 Exchanges, and HIPAA Privacy and Security. EssentialLTC social media sites are now live!   #goldencareagent #ngl
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Categories: Industry News, Long-Term Care, and National Guardian Life.

GoldenCare Newsletter | September 11, 2017

In this GoldenCare Newsletter Edition From GoldenCare: See our full list of hot training topics and register for an event today! Preparing for AEP? Don’t miss special Medicare Supplement training with Alicia Hanson from Mutual of Omaha, Thurs, Sept 14, 2017 2:00 PM  to  2:45 PM CDT Our Guest Article in this edition is “Americans’ likelihood of requiring SNF care ‘substantially’ higher than thought, study finds,” by Emily Mongan, McKnight’s LTC News. Enjoy! Industry Updates: We have several announcements: From Mutual of Omaha: Are You Filling Gaps in Coverage? Flexible Payment Options Now Available. Credit Card Payment Options are Now
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Categories: GoldenCare News, Guarantee Trust Life, Industry News, Long-Term Care, Minnesota Life, Mutual of Omaha (& Affiliates), National Guardian Life, and Transamerica.

NGL: New, Simplified Policy Summary Pages now Available!

A New, Simplified Policy Summary Page is Now Available on the Correspondence Portal To make things easier for you, a policy summary page has been created and is delivered as a separate document in your Correspondence Portal. The policy summary page will continue to be included in the full policy packets viewed in the portal and in the policy packets mailed to you.   Newer to the Correspondence Portal? Your individualized NGL Correspondence Portal allows you to: View, download and print current and previous documents; and, Easily search for documents by Policy Number or Insured Name. A NGL Correspondence Portal
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Categories: Industry News, Long-Term Care, and National Guardian Life.

EssentialLTC Now Available on VitalLTC

EssentialLTC is now available to quote via VitalLTC! Save time with flexible features that allow you to quickly generate reports showcasing the financial and product strengths of EssentialLTC. Simply log into VitalLTC and select the Full LTC Comparison or Feature Comparison reports. As a reminder, you can use the following applications to receive EssentialLTC pricing and product information: EssentialLTC Sales Illustrations* Prepare, save and present client quotes through EssentialLTC’s streamlined Illustration software application located on the Agent Resource Center (after logging on) and selecting the Sales Illustrations Page. EssentialLTC Premium Calculator – Now Featuring Benefits Buddy! Determine EssentialLTC’s pricing with
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Categories: Industry News, Long-Term Care, and National Guardian Life.

NGL: New Adverse Underwriting Form Available

On August 11, 2017, National Guardian Life is making a new Adverse Underwriting Form available. This new optional form, if completed and submitted along with the consumer application, allows underwriting to share additional information with the agent regarding an adverse underwriting decision. The new Adverse Underwriting Form (NLTC-0324) is now available on NGL’s Agent Resource Center (log-in required), by clicking the Forms menu option, and clicking under Additional Documents/Forms in the lower right corner. Or, view/print this form below: Adverse Underwriting Form (NLTC-0324)   If you have questions , please call NGL at (888) 505-2332 or email status@ngl-essentialLTC.com.   #goldencareagent
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Categories: Industry News, Long-Term Care, and National Guardian Life.

EssentialLTC News: Upcoming State Releases

National Guardian Life is pleased to answer one of the most frequently asked questions – “Which states are next?” Upcoming State Releases: • Indiana — August 21st • Florida, California, New Jersey, Hawaii — End of 2017 / Early 2018 • Partnership Compact States — End of 2017 If you have questions , please call NGL at (888) 505-2332 or email status@ngl-essentialLTC.com.   #goldencareagent #ngl
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Categories: Industry News, Long-Term Care, and National Guardian Life.

Form Required 8/1; Revised Application Required 10/1

Model Replacement Form Required Aug. 1, 2017, Newly Revised MO Application required 10/1/2017 Effective August 1, 2017, the Model Replacement form (REPL-2000) is required to be completed and submitted with new business paperwork whenever a proposed insured states they have existing insurance coverage, even if they don’t plan on replacing that coverage. The REPL-2000 replaces the existing Model Replacement form, form MO-R1. This form is required for Individual Life and Annuity agents/producers; Missouri Preneed agents/producers are exempt from this change.   The MO application form 2735FE has also been revised to accommodate the State of Missouri’s Model Replacement requirement; a
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Categories: Industry News, Life Insurance, and National Guardian Life.

NGL: Introducing Benefits Buddy

EssentialLTC just got easier to quote with the release of Benefits Buddy! Download the new Premium Calculator – which now reflects a visually interactive Benefits Buddy tool – to build out the case design that will win over your clients. It’s as easy as 1,2… that’s it! Benefits Buddy will allow you to create your LTCi solution based on your client’s budget. Once you determine risk class, you can customize individual or joint plans. Thanks to Benefits Buddy, you can easily hit that target premium for coverage suitable to your client’s needs. Download Benefits Buddy   Need help? If you
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Categories: Industry News, Long-Term Care, and National Guardian Life.

SPECIAL! Leveraging a Slice to Protect the Whole Pie

Leveraging a Slice to Protect the Whole Pie Join us for live training on the EssentialLTC product with National Guardian Life (“NGL”). During this visually interactive webinar, Guest Speaker Marc Glickman, will uncover the product’s many features including third pool shared benefit, lifetime benefits, 10-pay, and competitive product comparisons. Also, get a sneak peek on a brand new, interactive tool that highlights the myriad of EssentialLTC sales opportunities & showcases its unique features! Tues, July 11, 2017 10:00 AM  to  11:00 AM CDT   Read Full Invitation #goldencareagent #essentialltc #longtermcare
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Categories: GoldenCare News and National Guardian Life.