GoldenCare Newsletter | November 20, 2017

In this GoldenCare Newsletter Edition From GoldenCare: Our office will be closed Thursday, November 23rd and Friday, November 24th for the Thanksgiving Holiday. We have two Guest Articles in this edition is  “LTC Product Sales Rise 12%: LIMRA,” by Allison Bell, ThinkAdvisor and ““Q&A Column,” Orlando Sentinel. Enjoy! Compliance: Holiday Solicitation Bans for the Month of November. Maryland Partnership – New Disclosure Requirement Maryland Update- LTC Partnership Disclosure Industry Updates: From Mutual of Omaha: Omaha’s Dental Insurance Now Available on the Mobile Quote App! Dental Insurance now in 29 States Broker Bonus Program Reminder (Legacy) Rate adjustments effective February 1, 2018 – CT,
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Categories: GoldenCare News, Guarantee Trust Life, Industry News, Long-Term Care, Minnesota Life, Mutual of Omaha (& Affiliates), National Guardian Life, and Transamerica.

Holiday Telephone Solicitation Bans for the Month of December 2017

Please be aware of the following holidays requiring a holiday telephone solicitation ban for the month of December. On Monday, December 25, 2017: Alabama, Louisiana, Mississippi, Rhode Island and Utah prohibit unsolicited marketing calls to residents in observance of Christmas On Tuesday, December 26, 2017: Louisiana prohibits unsolicited marketing calls to residents in observance of a Governor declared holiday Holiday Telephone Solicitation Bans for the Month of December 2017 #goldencareagent #mutualofomaha
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Categories: Industry News and Mutual of Omaha (& Affiliates).

Reward Your Clients for Healthy Lifestyles

Your clients don’t have to be Olympic-caliber athletes to qualify for the Fit Underwriting Program; they get credits for basic quality health maintenance. It’s helpful to think of Fit like this – your clients are Fit when both they and and their family are physically and financially Fit. People who have positive factors in the Fit categories tend to have better mortality. So, on those cases that might be mildly or moderately rated, when individuals have positive health factors, we offer extra mortality credits. Add Up the Savings Consider a case where your client is able to save $150 in
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Critical Illness Offers Return of Premium

Covering 11 serious health diagnoses and offering direct payment to policyholders are just some of the advantages with a Critical Illness policy. But if your client is cost-conscious about the price of the policy or possibly never using it, there is a way to address that concern. Critical Illness insurance is part of the Critical Advantage portfolio. All critical illness policies have a built-in return of premium benefit. Any premiums paid, minus any policy benefits received, will be refunded to a beneficiary upon death. It’s like a money-back guarantee if the policy is not needed. This gives clients the coverage
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

Dental Insurance Now in 29 States

Mutual of Omaha now offers two dental policies, Mutual Dental PreferredSM and Mutual Dental ProtectionSM, in the following 29 states: Alabama Georgia Minnesota Ohio Tennessee Arizona Idaho Mississippi Oklahoma Texas Arkansas Indiana Missouri Oregon West Virginia California Iowa Nebraska Pennsylvania Wisconsin Colorado Louisiana Nevada South Carolina Wyoming Florida Michigan New Jersey South Dakota   We offer: 1.) Dental insurance policies that can help your Medicare client receive the dental care they need with the confidence of knowing what their out-of-pocket cost will be. Policies offer: Preventative Services (Cleanings and X-rays) Basic Services (Filings, extractions and emergency treatment) Major Services (Crowns,
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Categories: Dental, Industry News, and Mutual of Omaha (& Affiliates).

Omaha: Broker Bonus Program Reminder

With the extra business from the Medicare Annual Open enrollment period there is also the opportunity to make even more bucks on your Medicare supplements and SELECT underwritten business. Our Broker Bonus Program which began with apps signed September 25, 2017 works as follows: 1.) You can qualify with a minimum of five issued apps in a month $200 cash per issued policy for Underwritten business (includes internal and affiliate conversions) $50 per issued policy for Open Enrollment business Pays on Plans F, G and N only Certain exclusions apply 2.) Eligible applications must be signed, issued and effective September
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Categories: Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Omaha’s Dental Insurance Now Available On The Mobile Quote App!

Mutual of Omaha’s mobile quote app is available on all Android and Apple devices and allows you to customize the view to the products that you sell. Now featured on the app are Omaha’s two new dental policies, Mutual Dental Preferred      Requires iOS7 or Android 4.0 and up. Working online from a desktop computer? Get a quote online here. For producer use only.   #goldencareagent #mutualofomaha >   Related: Mutual of Omaha: Dental Release Mutual of Omaha: Dental Insurance Product Release Dental Mobile Quote App Issue
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Categories: Dental, Industry News, and Mutual of Omaha (& Affiliates).

Omaha Thanksgiving Office Closing

Mutual of Omaha and its affiliates (United of Omaha, Companion Life Insurance Company, and United World) will be closed on Thursday, Nov. 23, and Friday, Nov. 24, 2017, for the Thanksgiving holiday.   Thanksgiving Office Closing #goldencareagent #mutualofomaha #thanksgiving
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Categories: Critical Illness, Dental, Disability Income Insurance, Industry News, Life Insurance, Long-Term Care, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

(Legacy) Rate Adjustments Effective February 1, 2018 – CT, DE, NM

Long-Term Care insurance (LTCi) is a core product for Mutual of Omaha and we intend to remain a key player in this market for years to come. In order to fulfill this commitment, we actively monitor emerging industry trends as well as our own experience so we can make the adjustments necessary that will allow us to keep our promises to policyholders and remain competitive in the marketplace. For this reason, we will be implementing the following rate adjustments effective February 1, 2018: Block of Business Impacted States NHA, LTA, HCA, LT50 & NH50 Connecticut, Delaware, New Mexico    
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Good News | Omaha Medicare Supplement Premium-Saving Features

  More Ways To Keep Money In Your Medicare Clients’ Pockets   Your cilents will appreciate your ability to keep money in their pockets with the premium saving features of Omaha’s Medicare supplement plans: 12% and 7% Household Discounts Your clients can save premium dollars when they are eligible for our household discount. Click for more details or see the Med supp application for state specific eligibility. Plus, High Deductible Plan F and Plan N are both good options for people, especially those coming off Medicare Advantage plans. Click here for more information. Click to Watch Omaha Medicare Supplement Training
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Categories: GoldenCare News, Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).