New Term Life Answers e-App

A new Term Life Answers eApplication will be available on July 22, 2017 for all states, except California. To avoid delays in policy issue, please submit all your applications (including all signatures) by July 21, 2017. In California the full eApp must be submitted (including all signatures) by July 21, 2017. On July 22, 2017 only the Speed eTicket (drop ticket) process will be available in California. The new full TLA application is pending state approval. TLA is not available for sales in New York. Applications that are not submitted by July 21, 2017 will lose information in the transition
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Form Required 8/1; Revised Application Required 10/1

Model Replacement Form Required Aug. 1, 2017, Newly Revised MO Application required 10/1/2017 Effective August 1, 2017, the Model Replacement form (REPL-2000) is required to be completed and submitted with new business paperwork whenever a proposed insured states they have existing insurance coverage, even if they don’t plan on replacing that coverage. The REPL-2000 replaces the existing Model Replacement form, form MO-R1. This form is required for Individual Life and Annuity agents/producers; Missouri Preneed agents/producers are exempt from this change.   The MO application form 2735FE has also been revised to accommodate the State of Missouri’s Model Replacement requirement; a
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Categories: Industry News, Life Insurance, and National Guardian Life.

Transamerica Product Updates

At Transamerica, we continue to seek ways to improve our services, offerings, and processes to make working with us easier for you and your customers. We’re streamlining our product line to focus on the products you’ve told us are the most important while developing the new products and services that you’ve asked for. The products listed below will no longer be available for sale after July 14, 2017. All applications must be received in the home office prior to 4:00 PM ET on Friday, July 14, 2017, to be processed. Any application for one of the listed products received after
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Categories: Industry News, Life Insurance, and Transamerica.

Sentinel Independence Day Holiday Office Hours

Holiday Office Hours It’s time for picnics, ice cream, fireworks, and holidays! Our administrative offices will be closed all day on Tuesday, July 4, 2017 in observance of Independence Day. We will resume normal business hours on Wednesday, July 5, 2017. Commissions that would have been paid on July 4th will be paid on July 5th per our regular schedule. #goldencareagent #sentinel
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Categories: Industry News, Life Insurance, Medicare Supp./Adv., and Sentinel Security Life.

UPDATE: Form Required August 1, Model Replacement Form

Model Replacement Form Required August 1 in Select States Effective August 1, 2017, NGL will be complying with the state-mandated Model Replacement rule in the required states. Certain states require a Model Replacement form to be submitted with paperwork whenever the proposed insured answers yes to the Applicant Replacement question, even if they don’t plan on replacing that coverage. Between now and August 1, 2017 – policy issuance will not be delayed during this implementation period. Effective August 1, 2017 – policy issuance will be delayed if the form is not included with submitted paperwork. As of 6/22, the following
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Categories: Industry News, Life Insurance, and National Guardian Life.

Sentinel Plan Life Products

Frequently Asked Client Questions One of the most frequently asked questions from our clients is whether or not they can have more than one life insurance policy. Click on the link below for a helpful blog that you can share with your clients. Sentinel Security Life Blog Check back frequently for more tips and other useful information!   #goldencareagent #sentinel
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Categories: Industry News, Life Insurance, and Sentinel Security Life.

Independence Day Office Closing

Mutual of Omaha and its affiliates (United of Omaha, Companion Life Insurance Company, United World) will be closed on Monday, July 3rd and Tuesday, July 4th for Independence Day. Below are the cut-off dates and times and the adjusted pay schedules. Holiday Pay Calculation Schedule Med Supp E-App & All Life Cutoff 3:00 PM Health Cutoff (excluding LTC) 3:00 PM Long Term Care Cutoff 3:00 PM Direct Deposit (EFT) Available Independence Day, Monday 7/3/2017 & Tuesday 7/4/2017 Friday 6/30/2017 Friday 6/30/2017 Wednesday 6/28/2017 Thursday 6/29/2017 Monday 7/3/2017 Weekly and holiday pay schedules are also available on the Sales Professional Access
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Categories: Accident Insurance, Critical Illness, Disability Income Insurance, Industry News, Life Insurance, Long-Term Care, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Coming Soon: New Term Life Answers e-Application

Coming in July we will have a new Term Life Answers electronic application (e-App). To avoid delays in policy issue, please submit your e-Apps (all signatures completed) by July 7, 2017. Paper Application The Fully Underwritten paper application was updated on June 1, 2017. Refer to the Fully Underwritten Application communication for more information. State Approvals State Application All states except California and New York The new TLA e-App is approved. California The new full application and TLA e-App is pending approval; e-Apps must be submitted (including all signatures) by July 7, 2017. In July when the new e-App rolls
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Sentinel Underwriting Tip

Osteoporosis Osteoporosis is a disease of the bones. It happens when you lose too much bone and/or make too little bone. This means your bones become weak and may break from a minor fall or, in serious cases, even from simple actions, like sneezing or bumping into furniture. Osteoporosis means “porous bone.” Under a microscope healthy bones look like a honeycomb but in bones with osteoporosis the honeycomb holes and spaces are much bigger. This means your bones have lost density or mass and that the structure of your bone tissue has become abnormal making the bone weaker and more
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Categories: Life Insurance, Medicare Supp./Adv., and Sentinel Security Life.