GTL’s Thanksgiving Holiday Hours

We hope your holiday is abundant with great food and joyful times with your family and friends.   GTL will be closed on Thursday, November 23 and Friday, November 24 We will resume normal business hours starting at 7:00AM CST Monday, November 27 Voice Verification Hours Thursday, November 23 SVC will be closed Friday, November 24 SVC will be open normal business hours (8AM – 9PM CST)   GTL’s Thanksgiving Holiday Hours   #goldencareagent #gtl #thanksgiving
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Categories: Guarantee Trust Life, Hospital Indemnity Plan, and Industry News.

Sentinel Holiday Office Hours

Holiday Office Hours The holidays are nearly upon us, and we are looking forward to delicious food, good fun, and time off with our families! In an effort to serve you best, we would like to announce our upcoming holiday office closures. Thursday, November 23 – Friday, November 24, 2017 – Our offices will be closed all day. We will resume normal business hours on Monday, November 27, 2017. Friday, December 22, 2017 – Our offices will close at Noon (12:00 PM, MST). Monday, December 25, 2017 – Our offices will be closed all day. We will resume normal business
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Categories: Industry News, Life Insurance, Medicare Supp./Adv., and Sentinel Security Life.

Holiday Office Hours – Thanksgiving 2017

  Dear Valued Producer, It is at this time of the year that we pause to count our blessings. We are deeply thankful for the freedom of this great country in which we live, our opportunities for success, and the relationship we have with our producers. In appreciation of our hard-working staff, we are closing our Pennsylvania and Maryland offices on the following days:     • Thanksgiving Day, November 23     • Friday, November 24 Our warmest wishes to you and your family. Happy Thanksgiving … Your Friends at United Security Assurance         #goldencareagent #usa #unitedsecurity #thanksgiving
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Categories: Industry News, Long-Term Care, and United Security.

Gerber Life Product Announcement: Important Changes Coming Soon

November 2017 Coming Soon — Important Changes to the Guaranteed Life Insurance Plan Gerber Life’s Guaranteed Life Insurance provides peace of mind by planning ahead to ease the burden of final expenses. This whole life insurance policy provides up to $25,000* to help pay medical bills, leftover debts and funeral costs. Regardless of your health, you can’t be turned down and the premiums are guaranteed to never increase.   Product Changes Effective December 7, 2017 Include: Updated marketing material New premiums Transition Rules: The Gerber Life Agent Portal will only have the new rates and updated application version (1117) as
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Categories: Gerber Life, Industry News, and Life Insurance.

Transamerica: Holiday Closure & Early Closing, Nov. 23-24

The Transamerica Long Term Care administrative office in Plano, TX will be closed Thursday, Nov. 23, and will close at 2 p.m. on Friday, Nov. 24, 2017, in honor of the Thanksgiving holiday. Please allow additional time if necessary to order and receive materials during that time. Much of the important materials and resources you may need will be continue to be available on our Agent Resource Center. Holiday Closure and Early Closing, Nov. 23-24 #goldencareagent #transamerica
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Categories: Industry News and Transamerica.

Holiday Telephone Solicitation Bans for the Month of December 2017

Please be aware of the following holidays requiring a holiday telephone solicitation ban for the month of December. On Monday, December 25, 2017: Alabama, Louisiana, Mississippi, Rhode Island and Utah prohibit unsolicited marketing calls to residents in observance of Christmas On Tuesday, December 26, 2017: Louisiana prohibits unsolicited marketing calls to residents in observance of a Governor declared holiday Holiday Telephone Solicitation Bans for the Month of December 2017 #goldencareagent #mutualofomaha
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Categories: Industry News and Mutual of Omaha (& Affiliates).

Reward Your Clients for Healthy Lifestyles

Your clients don’t have to be Olympic-caliber athletes to qualify for the Fit Underwriting Program; they get credits for basic quality health maintenance. It’s helpful to think of Fit like this – your clients are Fit when both they and and their family are physically and financially Fit. People who have positive factors in the Fit categories tend to have better mortality. So, on those cases that might be mildly or moderately rated, when individuals have positive health factors, we offer extra mortality credits. Add Up the Savings Consider a case where your client is able to save $150 in
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Maryland Partnership — New Disclosure Requirement

Maryland requires that applicants be provided with a disclosure statement about the Long-Term Care Insurance Partnership Program. “Important Disclosure Statement About the State of Maryland’s Long-Term Care Insurance Partnership Program (201304MD 10/01/17)” will meet this requirement. This point-of-sale disclosure must be provided to the applicant(s) when the application for long-term care insurance is completed. It will be provided with the Applicant Material as a “leave behind” disclosure.   Maryland Partnership — New Disclosure Requirement   #goldencareagent #genworth
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Categories: Genworth, Industry News, and Long-Term Care.

In-Force Rate Action Announcement: North Dakota (Pre-PCS, PCS I, PCS II)

As part of the strategy for our long-term care insurance business, we continue pursuing initiatives to improve the risk and profitability profile of our business, including premium increases on our in-force policies, as needed. North Dakota has now allowed the following increase: North Dakota Product Series Increase Percentage for Policies with Limited Benefit Periods Increase Percentage for Policies with Lifetime Benefit Periods Pre-PCS 18% 72.8% phased 20% / 20% / 20% compounded PCS I 72.8% phased 20% / 20% / 20% compounded 72.8% phased 20% / 20% / 20% compounded PCS II 72.8% phased 20% / 20% / 20% compounded
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Categories: Genworth, Industry News, and Long-Term Care.

In-Force Rate Action Announcement: North Dakota (Privileged Choice® and Classic Select®)

As part of the strategy for our long-term care insurance business, we continue pursuing initiatives to improve the risk and profitability profile of our business, including premium increases on our in-force policies, as needed. North Dakota has now allowed the following increase: North Dakota Product Series Increase Percentage Privileged Choice 72.8% phased 20% / 20% / 20% compounded Classic Select 72.8% phased 20% / 20% / 20% compounded     This rate increase applies to Non-AARP policies only. Communications Timeline Servicing agents will receive a list of their impacted policyholders in this state one week prior to the start of
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Categories: Genworth, Industry News, and Long-Term Care.