Good News | CareOptions Continues To Earn Prestigious Awards

  CareOptions Takes the GOLD in Workplace Solutions   CareOptions Workplace Solutions Wins the GOLD in the 26th Annual National Mature Media Awards for 2017! August 2017 GOLD Award, Workplace Solutions – Best Caregiving Hundreds of state and national organizations enter the National Mature Media Awards competition every year. The entries were judged by a distinguished panel of experts from across the United States for overall excellence of design, content, creativity and most importantly, relevance to the classification. Congratulations NavGate Technologies & CareOptions! Click Here to view the entire bulletin. Remember, GoldenCare provides this as a complimentary program to appointed
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Categories: GoldenCare News and Industry News.

Do you sell Medicare Supps or Medicare Advantage/PDP?

If you sell Medicare Supplements or Medicare Advantage/PDP, CSG Actuarial is an invaluable, must-have tool! Guest Speaker Brien Welch will be joining us to provide a live demonstration, providing explanations on how product & pricing changes are handled, how often rates are updated, and where plan specs and market data are obtained for use on the tool. Get insider tips & techniques for making the most of this sales tool! Register today by clicking below: Tues, Oct 3, 2017 10:00 AM  to  11:00 AM CDT Attend to find out how you can access this tool for FREE! Read Full Invitation
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Categories: GoldenCare News and Medicare Supp./Adv..

“SNF occupancy continues to hit new lows, NIC report shows”

“SNF occupancy continues to hit new lows, NIC report shows,” by Emily Mongan, McKnight’s LTC News “Skilled nursing facility occupancy dropped to 81.7% — its lowest point in five years — in the second quarter of 2017, according to a report released Thursday by the National Investment Center for Seniors Housing & Care. . . . Medicaid mix, on the other hand, increased to nearly peak levels, at 65.9%, the report found.” LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform): Can Medicaid save nursing homes while paying less than the cost of care? When you’re losing
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Categories: Industry News and Long-Term Care.

Good News | Recent Underwriting Changes Result In Shorter LTCi Cycle Times

  Recent LTCi Underwriting Changes Account For Shorter Turnaround Times Changes to Mutual of Omaha’s LTC Underwriting Guidelines took effect 8/14/2017, and we’re pleased we’re already seeing positive results! Each underwriting piece is reviewed as it is received, often allowing fewer underwriting requirements to result in a decision. The recent changes have resulted in turnaround times averaging 14 days  for clients 60 and younger, as medical records are not required for every case. Shorter turnaround times mean you get paid faster! Questions? Call our Marketing Team at 800-842-7799!   Read Full Good News Article #goldencareagent #underwriting
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Categories: GoldenCare News, Guarantee Trust Life, and Industry News.

“Reverse Mortgage Pioneer Talks Past, Present, Future of Equity Conversion”

“Reverse Mortgage Pioneer Talks Past, Present, Future of Equity Conversion,” by Jessica Guerin, Reverse Mortgage Daily “Rather than using proceeds of a reverse mortgage to pay for long-term care costs, I have suggested using reverse mortgage proceeds to pay for the premiums of a private long-term care insurance policy, and then the insurance policy can pay for the costs of long-term care when needed.” LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform): Great idea that I’ve also advocated for a couple decades. This article is an interview with Yung-Ping “Bing” Chen, a long-time friend and fellow
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Categories: Industry News and Long-Term Care.

“Who Will Care for Us?: Long-Term Care and the Long-Term Workforce”

“Who Will Care for Us?: Long-Term Care and the Long-Term Workforce,” by Paul Osterman, new book from Russell Sage Foundation “The number of elderly and disabled adults who require assistance with day-to-day activities is expected to double over the next twenty-five years. As a result, direct care workers such as home care aides and certified nursing assistants (CNAs) will become essential to many more families. Yet these workers tend to be low-paid, poorly trained, and receive little respect. Is such a workforce capable of addressing the needs of our aging population? In Who Will Care for Us? economist Paul Osterman
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Categories: Industry News and Long-Term Care.

“Oregon removes nearly 55,000 people from Medicaid after they failed eligibility checks”

“Oregon removes nearly 55,000 people from Medicaid after they failed eligibility checks,” by Hillary Borrud, The Oregonian “Oregon has kicked nearly 55,000 people off its Medicaid program, after the state found they no longer qualified or failed to respond to an eligibility check. . . . Historically, around 28 percent of Oregonians on Medicaid were found to no longer qualify at annual eligibility reviews. But when the state finished working through its backlog of 115,000 Medicaid enrollees, it took the free insurance away from nearly 48 percent of them.” LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care
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Categories: Industry News and Long-Term Care.

“Warning comes with sharp rise in hospitals holding ownership links to post-acute care”

“Warning comes with sharp rise in hospitals holding ownership links to post-acute care,” by Emily Mongan, McKnight’s LTC News “The percentage of hospitals with shared ownership or investor links to a post-acute care provider jumped from 25% in 2005 to nearly 50% in 2015, a new Health Affairs study shows. That sharp increase could have policy- and care-related implications, according to the study’s authors. . . . Their findings, published Tuesday, showed that hospitals with investor links to skilled nursing facilities increased from 10.7% in 2005 to 17.5% in 2015. The study’s results also found 61.8% of skilled nursing facilities
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Categories: Industry News and Long-Term Care.

“Retiring This Year? Here’s What You’ll Pay for Health Care”

“Retiring This Year? Here’s What You’ll Pay for Health Care,” by Michael S. Fischer, ThinkAdvisor “Fidelity Investments reported Thursday that a 65-year-old couple retiring this year can expect an estimated $275,000 in health care and medical expenses throughout retirement. Fidelity’s annual analysis of retirees’ health care costs represented a 6% increase over last year’s estimate but a whopping 70% increase since its initial retiree health care cost estimate in 2002. . . . It assumes enrollment in Medicare health coverage, but does not include the added expenses of nursing home or long-term care.” LTC Comment (from Stephen A. Moses, President,
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Categories: Industry News and Long-Term Care.

“Respite Care: How to Ease the Stress of Caregiving”

“Respite Care: How to Ease the Stress of Caregiving,” by Kelly Burch, Parade “Your respite care might look like this: In-home caregivers can offer temporary services—from cooking, cleaning and companionship to medical assistance. Costs vary depending on where you live and the type of care. Medicare and long-term care insurance may cover the costs of more professional services. Adult daycare centers provide social activities with trained staff, and often include meals and transportation. Many offer services on sliding payment scales, based on income. Medicaid and long-term care insurance may cover costs. Ask about extra fees for field trips or other
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Categories: Industry News and Long-Term Care.