On October 1, 2017, we updated our Term Life Express portfolio with approvals in all states, except Oregon. Oregon has now approved the portfolio updates, making the changes below approved in all states. Pricing Change Information You will see a 5% reduction in female rates and a 10% reduction in male rates for TLE 10T premiums. Portfolio Change Information We have removed the 20T/5 and 30T/5 short guarantee products. State Approvals Approved in all states. Software and Marketing Materials Updates All marketing materials have been updated and are available to order through Sales Professional Access (SPA) or your normal ordering
Read More
Advanced Markets Minute: The Tax-Advantaged Retirement Income Plan
Most business owners would like to provide a retirement benefit to their employees, but many times they worry about the administration requirements, the contribution limits, the plan costs and the ongoing responsibility of starting a retirement plan. What if you could provide a solution that allowed your client to provide a tax advantaged income stream in retirement for their employees, with little to no administrative requirements, the flexibility to choose which employees will participate, along with when and how much will be contributed to the plan? Do you think your business owner clients would be interested in offering a benefit
Read More
Our Term Upsell Program Gives You New Opportunities
Oftentimes, clients will select their term coverage level based on their budget, even if they may actually have a need for more coverage. If you have a client who gets approved better than applied for, this is the perfect time to use the Term Life Answers Upsell Program since they can potentially get more coverage and still be within their budget. Agents who are consistently talking to their client about the upsell offer have found great success. Since we started offering the upsell opportunities earlier this year, we’ve had a 15 percent acceptance rate with the average increase being just
Read More
Priority Income Protection® Works When Your Clients Can’t
Any injury or illness that keeps your clients from working means paychecks stop. The problem is bills don’t stop just because income does. And not just household bills, expenses may increase due to doctor visits and other medical expenses needed to treat the injury or illness. Priority Income Protection® (PIP) provides monthly benefits protecting your client’s income and is affordable and easy to understand. This can help retain savings accounts and other long- and short-term financial goals your clients have. For more information on how PIP can help protect income, click here. Priority Income Protection® Works When Your Clients
Read More
